We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment A Day Chapter 18

18918928948968971158

Comments

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £1.20 to Lloyds CC account round down. 

    Thankyou 😊
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • BlueJ94
    BlueJ94 Posts: 3,055 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 29 January 2022 at 3:42PM
    £4.34to my savings from the tilly tidy challenge 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • BlueJ94
    BlueJ94 Posts: 3,055 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    £50 to safety net
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • BlueJ94
    BlueJ94 Posts: 3,055 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Also, I’m happy to slowly see me debt reducing. I’m roughly at the £4.5K mark, in total since last year I’ve paid £1.6K. I know it doesn’t seem a lot but it’s motivating me to keep on pushing to get this debt sorted. I’m going to read up on F&F and see where to go from there regarding 118 loan. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,144 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    edited 30 January 2022 at 7:42AM
    Also, I’m happy to slowly see me debt reducing. I’m roughly at the £4.5K mark, in total since last year I’ve paid £1.6K. I know it doesn’t seem a lot but it’s motivating me to keep on pushing to get this debt sorted. I’m going to read up on F&F and see where to go from there regarding 118 loan. 
    well done  @jadewest94!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    Morning all. Popping by to post my PAD of £2 to 118. Will be back later to count up for yesterday. 

    Have a great Sunday. 
    PAYDBC24 #8 ~ £10188.21
  • Morning everyone! My Pad today is a bank round down of £2.50 to CC4
    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning!

    £1.71 Bank round down to Lloyds CC. 
    Thanks 😊 
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    £1 to card 2 today. 
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic

    Total for the 29th January was £100.81

    PAYDBC24 #8 ~ £10188.21
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.