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Payment A Day Chapter 18

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Comments

  • sams247
    sams247 Posts: 1,362 Forumite
    Part of the Furniture 1,000 Posts Homepage Hero Photogenic
    Hello, I'd like to join in.  I used to do this years ago..... got some debts I am trying to shift and this will help nicely.  I basically earn less than I need to but am doing my best to keep my head above water.  


      To those who are given much, much is expected
        £2025 in 2025 = £680.60
          Food Budget £180/9.30.
            Fiver Friday #13 £35
          1. LittleMissDetermined
            LittleMissDetermined Posts: 9,690 Forumite
            Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
            Morning all 

            The total for 18th of August was £3
            Life gets in the way...PADding is addictive...Saving's better than spending...
            My savings diary - Now for a healthier, wealthier me
            2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
            Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
          2. LittleMissDetermined
            LittleMissDetermined Posts: 9,690 Forumite
            Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
            sams247 said:
            Hello, I'd like to join in.  I used to do this years ago..... got some debts I am trying to shift and this will help nicely.  I basically earn less than I need to but am doing my best to keep my head above water.  


            Welcome back @sams247 everyone is welcome as you already know :) 

            Life gets in the way...PADding is addictive...Saving's better than spending...
            My savings diary - Now for a healthier, wealthier me
            2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
            Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
          3. LittleMissDetermined
            LittleMissDetermined Posts: 9,690 Forumite
            Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
            Back with my own PAD - including the one I made yesterday but forgot to add my post (D'oh!)

            £11.27 to CC6

            LMD x
            Life gets in the way...PADding is addictive...Saving's better than spending...
            My savings diary - Now for a healthier, wealthier me
            2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
            Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
          4. Jensfrugalyear
            Jensfrugalyear Posts: 255 Forumite
            100 Posts Second Anniversary Name Dropper
            Welcome back @sams247 good to have another PADder 

            I've paid £12.55 to Marbles this morning




            On the long journey to debt freedom...here we go....

            Credit cards:
            Natwest card - now closed was £500 balance
            Tesco credit card £1878.89/3300
            Husband Bcard £4100/9400 - 0%
            Sainsburys cc £4839/6000 -0%
            My bcard £5215/8000
            Halifax CC £6588/8000 -0%
            MBNA CC £9150/12000 -0%

            Loans:
            Natwest Loan £14167 - ends sept 26
            Old car loan £1897 - ends May 24
            Consolidation loan - £6020 ends oct 26


            Tax bill -57 ends next month
            Student loan about 5k ends Mar 24



          5. Doily94
            Doily94 Posts: 585 Forumite
            500 Posts Third Anniversary Name Dropper Photogenic
            £1 for me today to the Admiral. 
            PAYDBC24 #8 ~ £10188.21
          6. LittleMissDetermined
            LittleMissDetermined Posts: 9,690 Forumite
            Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
            edited 20 August 2021 at 7:52AM
            Morning all 

            The total for 19th of August was £24.82
            Life gets in the way...PADding is addictive...Saving's better than spending...
            My savings diary - Now for a healthier, wealthier me
            2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
            Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
          7. LittleMissDetermined
            LittleMissDetermined Posts: 9,690 Forumite
            Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
            edited 20 August 2021 at 7:53AM
            Back with my own PAD of £13.23 bank round down to CC6 

            LMD x
            Life gets in the way...PADding is addictive...Saving's better than spending...
            My savings diary - Now for a healthier, wealthier me
            2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
            Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
          8. dg1019
            dg1019 Posts: 967 Forumite
            Fifth Anniversary 500 Posts Name Dropper Photogenic
            Didn't manage a payment yesterday.  :/

            £1 to card 2 today. 
            Tesco 4163.90 (-86.00 since 01/01/23)
            First Direct 2437.49 (-153.09 since 01/01/23)
            Halifax 2391.37 (-55.70 since 01/01/23)
            MBNA 1577.00 (-78.00 since 01/01/23)
            Virgin 786.66 (-25.00 since 01/01/23)
            Overdraft 500.00 (-0 since 01/01/23)
            Spending CC 4538.34 (+521.24 since 10/01/23)
          9. Jensfrugalyear
            Jensfrugalyear Posts: 255 Forumite
            100 Posts Second Anniversary Name Dropper
            Hi another £1 to Marbles today
            On the long journey to debt freedom...here we go....

            Credit cards:
            Natwest card - now closed was £500 balance
            Tesco credit card £1878.89/3300
            Husband Bcard £4100/9400 - 0%
            Sainsburys cc £4839/6000 -0%
            My bcard £5215/8000
            Halifax CC £6588/8000 -0%
            MBNA CC £9150/12000 -0%

            Loans:
            Natwest Loan £14167 - ends sept 26
            Old car loan £1897 - ends May 24
            Consolidation loan - £6020 ends oct 26


            Tax bill -57 ends next month
            Student loan about 5k ends Mar 24



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