We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Payment A Day Chapter 18
Comments
-
Morning. Sorry for my absence yesterday, dealing with my washer blowing up:(
my PAD today is £2.90 to CC6
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000 -
£1 to my marbles card today. Will finalise the totals for July when I've got my son to bed
On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 240 -
Totals
29th July- £40.92
30th July - £8.48
31st July - £2.00
Total for the month of July is £ £2,985.90.......well done everyone and keep going 😃😃
On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 240 -
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)1
-
Morning all
The total for Sunday 1st August was £4.90Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000 -
Back with my own PAD of £5.84 to CC6
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000 -
Morning all
£27.37 to Marbles this morning.
On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 241 -
£79.26 paid to card 5 today. That takes the debt below 9k☺.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)2
-
£50 to vanquis pleaseI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Morning all
The total for Monday 2nd of August was £162.47
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards