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Payment A Day Chapter 18
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40p paid today to cc to tidy up balance.
Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2603 -
just 5p today bank clear out every little helps though
vanquis £630/£3019 Robinson way £1207.41/1682.41
hsbc £11749
Declutter 2021 6/52
Pad 2021 £1318.003 -
£1 paid to card 2 this morning.
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)1 -
Hi
just a quick question do we count dd for our regular bills like elec/water/min card payments too or is this for just ‘extras/as well as’ that we log here? Thank you, I’m loving this it definitely makes me more eager to pay little and often to clear these debts!1 -
PADS yesterday were: £119.64
On a personal note, my PAD yesterday was £32 (Payday) which has taken my CC balance to £1999.99 - which I find quite satisfying!
There's been amazing work going on guys - I've been inspired to sell books/dvds/ and old wii games on Ziffit and checked my Top Cash Back Account and had £8 to claim - I'd even forgotten I'd used it to buy stuff in the past! Definitely wouldn't have done it without the support of this group! Cheers Guys!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -6 -
Morning All
Payment is £5.09 today.
Thanks3 -
meeemee said:Hi
just a quick question do we count dd for our regular bills like elec/water/min card payments too or is this for just ‘extras/as well as’ that we log here? Thank you, I’m loving this it definitely makes me more eager to pay little and often to clear these debts!
I think you should include whatever you want to.
Some people just include the extra payments they make every day, some will do that and add any regular payments as well. It's good to see that those pennies that you pay off make a dent in the overall debt/balance and that's the bit that I find motivating! I enjoy looking at my CC statement and seeing that I've made a payment, even if it's only £0.01, each day!
It's great to have you onboard!!!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -2 -
Thank you I have a dd going out in the 1st so will count that in on that day, for day I have paid £2 to cc 👍3
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Good Evening not had chance to post but have been padding last few days total £9.60. Well done everyone its amazing how much these small amounts add up over the month very encouraging.
DFD December November 2025£59242.78 31-12-2021
£38177.49 01-01-2024
£36850.00 01-02-2024
£34216.82 07/03/2024
£32160.49 28/05/2024
£29225.77 27/08/2024
(Going Down one pence at a time )
Paid To Date: £30,017.01
Paid in 2024: £8951.724 -
Good morning all,
Today’s PAD is £45.92
This is to 2 x loans and 2 x catalogue.One of my loans is now under £600 (£599) so I’m feeling motivated!
Have a great day!4
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