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Payment A Day Chapter 18

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  • 40p paid today to cc to tidy up balance.
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£260
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    just 5p today bank clear out every little helps though :)
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    £1 paid to card 2 this morning. 
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • meeemee
    meeemee Posts: 310 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi
    just a quick question do we count dd for our regular bills like elec/water/min card payments too or is this for just ‘extras/as well as’ that we log here?  Thank you, I’m loving this it definitely  makes me more eager to pay little and often to clear these debts! 
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning All
    Payment is £5.09 today.
    Thanks
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    meeemee said:
    Hi
    just a quick question do we count dd for our regular bills like elec/water/min card payments too or is this for just ‘extras/as well as’ that we log here?  Thank you, I’m loving this it definitely  makes me more eager to pay little and often to clear these debts! 
    Hiya! 

    I think you should include whatever you want to. 

    Some people just include the extra payments they make every day, some will do that and add any regular payments as well. It's good to see that those pennies that you pay off make a dent in the overall debt/balance and that's the bit that I find motivating! I enjoy looking at my CC statement and seeing that I've made a payment, even if it's only £0.01, each day! 

    It's great to have you onboard!!!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • meeemee
    meeemee Posts: 310 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thank you I have  a dd going out in the 1st so will count that in on that day, for day I have paid £2 to cc 👍
  • Good Evening not had chance to post but have been padding last few days total £9.60.  Well done everyone its amazing how much these small amounts add up over the month very encouraging.


    DFD December November 2025 

    £59242.78       31-12-2021 
    £38177.49      01-01-2024
    £36850.00      01-02-2024
    £34216.82       07/03/2024
    £32160.49      28/05/2024
    £29225.77     27/08/2024

     (Going Down one pence at a time )
    Paid To Date:   £30,017.01
    Paid in 2024:     £8951.72
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning all,
    Today’s PAD is £45.92
    This is to 2 x loans and 2 x catalogue. 
    One of my loans is now under £600 (£599) so I’m feeling motivated!
    Have a great day!
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