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Payment A Day Chapter 18

15915925945965971158

Comments

  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    OK - New Year!

    I'm really pushing myself this year. My problem is always keeping up the momentum, but I'll start as I intend to go on. Through various ways including withdrawing savings that pay less interest than debt charges, my first PAD of the year is £7209.62
  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Happy New Year everyone! Great total for December! Well done everyone! Please put me down for £6.25 to my own John Lewis CC. Thanks! I've updated my signature to include this now.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Hi me again...please put me down for £6.25 to my Halifax CC too. Thanks!

    I have decided my target is to clear all 3 before the start of April!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • taskey
    taskey Posts: 253 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Received £13.75 in cash back from bank so used £13.75 to cc

    Happy new year all. We can do this

    Tracy
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Happy New Year!
    £25 to card 2 today.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Pad of £2.70 today please
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Good morning.

    £25 to card 2 for me today.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Hi
    £50 to pension pot for me today.
    Wow Sunshine huge PAD. Well done.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • taskey
    taskey Posts: 253 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    £0.81 to next please x thanks
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Hello and a belated Happy New Year to all Padders. Great to see a December total not much lower than the average month when there are so many calls on our money at this time of year and sometimes we're doing well not to add to the debt never mind pay it off.

    I hope you don't mind but being a bit of nerd about these things, and in the interest of motivating newbies joining us for a New Year push on the finances, I have totalled up the PADs for 2018 and between us we have cleared a fantastic £155,629.75 in debt or to savings. That's absolutely brilliant and a fantastic achievement and thank you to all those who have done the totalling over the year.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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