We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment A Day Chapter 18

15715725745765771158

Comments

  • redkelly
    redkelly Posts: 203 Forumite
    sunshine81 wrote: »
    Yay, yesterday we PAD'ded £2355! Amazing PAD redkelly that's really going to make a difference! Does that mean you are debt free now??:money:

    £23 for me today!

    Yes Sunsine I am totally debt free no credit cards and no mortgage:money:

    And its all thanks to the help of this website and mostly this thread, so thank you all x
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • Morning,

    Want to get back into recording my pads.

    Can I clarify if it's every payment or just every payment over the minimum payment per debt?

    Thanks
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Hi
    Well done red Kelly! Delighted for you.
    Today £20 to cc and £20 to online savings
    £40 total. Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi all
    £3.64 today to cc.
    Thank you Sunshine x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Well I've decided I'll document everything above my minimum payments.

    So today I've paid £1.50 to a CC
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Morning
    £12 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • Another £3 paid off a CC ...now that card is cleared :T
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Just popping in to congratulate redkelly on your debt clearance - that must feel fantastic

    Mummybear - I don't think there's hard and fast rules but I always included all payments as it was all going to debt clearance
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    edited 10 November 2018 at 7:20AM
    jet9cat wrote: »
    Just popping in to congratulate redkelly on your debt clearance - that must feel fantastic

    Mummybear - I don't think there's hard and fast rules but I always included all payments as it was all going to debt clearance


    Thanks Jet I'll include everything then :D
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Morning all,
    £5.00 to cc thank you sunshine. x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.