We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment A Day Chapter 18
Comments
-
Morning all and Welcome Happy Snapper
£4.50 between cc2 and cc 3.
Thank you Jetcat xMFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
PADs totalled £1567.85 for 11th AugustEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
0 -
Happy Snapper I'm sure there is a regular poster on here that includes mortgage overpayments in their PADs
Back to earth with a bump for my own PADs with just a £5 payment to the balance cc todayEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi
£11.50 to online savings
Happy Snapper - I make mortgage overpayments as PADS. I set mine up as a payee through internet banking. Check with your mortgage if they need a specific reference for additional payments and that there!!!8217;s no penalty.
ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Morning all and Welcome Happy Snapper
£4.50 between cc2 and cc 3.
Thank you Jetcat xHappy Snapper I'm sure there is a regular poster on here that includes mortgage overpayments in their PADs
Back to earth with a bump for my own PADs with just a £5 payment to the balance cc todayerin_transport wrote: »Hi
£11.50 to online savings
Happy Snapper - I make mortgage overpayments as PADS. I set mine up as a payee through internet banking. Check with your mortgage if they need a specific reference for additional payments and that there!!!8217;s no penalty.
Thanks
Hi everyone - thanks for the welcome! I actually need to phone and change my bank account with my mortgage company anyway, so will check there's no penalty for payments. I have them set up, but have never made daily payments, only the odd extra if I got a bonus while I was working.
Would be great if they'd be happy to accept daily overpayments! I guess if I did that it would reduce interest quicker than trying to save up big chunks to pay off - and there's not the temptation to dip into the "savings".
Definitely food for thought!
:money:0 -
Just £2 to savings today0
-
Wow Jetcat!! What a huge PAD yesterday!!:j:j:T
Welcome Happy Snapper
I do occasionally PAD to my mortgage, no issues so far!- but as I say it's only an occasional thing for now!!
£8.80 to family loan 1 please Jetcat!Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240 -
Morning all!
£8.80 to family loan 1 please JetcatLloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240 -
Hi
£69.23 to cc
£10 to mortgage over payment
£79.23 total todayOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Total for yesterday was £76.29Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards