We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment A Day Chapter 18
Comments
-
Morning all and Welcome Happy Snapper
£4.50 between cc2 and cc 3.
Thank you Jetcat xMFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
PADs totalled £1567.85 for 11th AugustEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Happy Snapper I'm sure there is a regular poster on here that includes mortgage overpayments in their PADs
Back to earth with a bump for my own PADs with just a £5 payment to the balance cc todayEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi
£11.50 to online savings
Happy Snapper - I make mortgage overpayments as PADS. I set mine up as a payee through internet banking. Check with your mortgage if they need a specific reference for additional payments and that there!!!8217;s no penalty.
ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Morning all and Welcome Happy Snapper
£4.50 between cc2 and cc 3.
Thank you Jetcat xHappy Snapper I'm sure there is a regular poster on here that includes mortgage overpayments in their PADs
Back to earth with a bump for my own PADs with just a £5 payment to the balance cc todayerin_transport wrote: »Hi
£11.50 to online savings
Happy Snapper - I make mortgage overpayments as PADS. I set mine up as a payee through internet banking. Check with your mortgage if they need a specific reference for additional payments and that there!!!8217;s no penalty.
Thanks
Hi everyone - thanks for the welcome! I actually need to phone and change my bank account with my mortgage company anyway, so will check there's no penalty for payments. I have them set up, but have never made daily payments, only the odd extra if I got a bonus while I was working.
Would be great if they'd be happy to accept daily overpayments! I guess if I did that it would reduce interest quicker than trying to save up big chunks to pay off - and there's not the temptation to dip into the "savings".
Definitely food for thought!
:money:0 -
Just £2 to savings today0
-
Wow Jetcat!! What a huge PAD yesterday!!:j:j:T
Welcome Happy SnapperI do occasionally PAD to my mortgage, no issues so far!- but as I say it's only an occasional thing for now!!
£8.80 to family loan 1 please Jetcat!Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240 -
Morning all!
£8.80 to family loan 1 please JetcatLloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240 -
Hi
£69.23 to cc
£10 to mortgage over payment
£79.23 total todayOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Total for yesterday was £76.29Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards