Payment A Day Chapter 18

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  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
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    Morning, a new week... starts with £16.21 to Barclaycard x
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
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    Morning all!

    I was AWOL over the weekend as sorting bits and pieces round the house but todays return PAD is £5.01 please mandz :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Keedie
    Keedie Posts: 2,234 Forumite
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    Morning All,

    Been a bit AWOL as I have been sleeping lots and hanging out with my son, nieces and nephews. My PAD is my direct debit to Santander CC at £25 please Mandz.

    Have a good day everyone,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • Erme
    Erme Posts: 3,597 Forumite
    First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
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    sunshine81 wrote: »
    £11.30 for me to Barclaycard.

    Absolutely kicking myself for straying away from this last year as it really really really works! But onwards and upwards I guess.

    Remember sunshine tis not going down (or not padding for months) that's the crime but staying down - not coming back for air! Welcome back and you so can do this!!!
    ahall3519 wrote: »
    Good evening everyone! Thanks Erme! Are you trying to give up cigs or e-cigs? Hope everyone is ok! Please put me down for £25 to debt 2. Not long to go now Kirstypoos

    e-cigs are no worse than caffeine. Cigs are really bad. Was just trying to go no nicotine because of [strike]regulation[/strike] prohibition looming from Europe and being prepared but have quite a bit of stashed nicotine so am ok for now :). After the weekend I've had and how bad my anxiety got a wee while ago friends are saying don't sweat the small stuff (nicotine)
    LittleMissDetermined wrote: »
    Hi everyone

    My offering today is £200 please Mandz
    And
    After wobbling about in bikinis on holiday I've decided it's time to take action, living on salad and fruit since Monday I've managed to drop 5lb which is great, it's taken its toll on the bank balance though with my weekly shop incereasing by just under £20. I'm hoping it's worth it and I can keep losing the lbs even if not the £'s!!

    Have a cracking Saturday all

    LMD xx

    maybe a dumb idea but have you tried a free healthy eating plan like sparkpeople (watch out for the spam)? May save you money in more ways than one. Healthy eating shouldn't bust the budget!!! HUgs

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • mandz1
    mandz1 Posts: 2,548 Forumite
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    £4.42 to cc for me today
    PAD Maker
  • erin_transport
    erin_transport Posts: 964 Forumite
    First Post First Anniversary
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    Hi
    £1.77 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • sashybo
    sashybo Posts: 4,505 Forumite
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    Hi all, got some survey money through so £51 pad today. :)
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,060, Car loan 2 £10,843 . Debt Free Diary to try & keep spending in check.
  • Debtfreein5yrs
    Debtfreein5yrs Posts: 62 Forumite
    edited 13 March 2017 at 10:46PM
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    Good evening all. Long day at work today so just a brief visit to the forums.
    £50 paid off one of our unsecured debts today. It was a planned payment so the money was sat waiting in our account but it was an extra payment so I've added to my total here.
    Total now £481.88
    Total Debt April 2017 = £98086.93 :eek: May 2017 paid back £678.63/£97943.93 or 0.69%
    Short term financial goal :-
    Clear £7107.78 of high interest debt (includes clearing overdrafts)
    April 2017 £0/£7107.78 paid. May 2017 £678.63/£7107.78 paid (9.54%)
    Weight loss goal:- Lose 30lbs by Christmas 2017 April 2017 1/30 lbs lost
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
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    Well done everyone with the PAD's :T

    Hope you all have great PAD's today :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,072 Forumite
    First Anniversary Debt-free and Proud! Photogenic Name Dropper
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    Morning all

    £500 for me pleaseMandz

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
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