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Payment A Day Chapter 18

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Comments

  • TheMsTeal
    TheMsTeal Posts: 331 Forumite
    100 Posts
    Morning! Loose change: 20p to cc
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    £15 to CC2 today please.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • cufc_mike
    cufc_mike Posts: 587 Forumite
    £40.99 mortgage overpayment today :)
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    Popping in to PAD - £15.00 to cc please Sunshine - tk you!!

    Sorry to hear you are feeling a bit fed up Jet - you can do this!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,699 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning everyone

    Just a £2.43 bank round down to the credit card

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Chappie77
    Chappie77 Posts: 191 Forumite
    Ninth Anniversary 100 Posts Photogenic Combo Breaker
    Checking in with payment for this week...

    £100 paid to Very = £836.41/1234.09

    Chappie x
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
  • erin_transport
    erin_transport Posts: 964 Forumite
    Part of the Furniture 500 Posts
    Hi
    Think the flu is coming
    £5 to cc
    £5 to online savings
    £10 total for me today
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 25 March 2018 at 9:53PM
    Hi all!

    Can I rejoin the party?

    I was foolish to leave awhile ago as I was doing really well. I'm now probably in a better financial position than I was when I was on here previously but have a debt with 45 more monthly payments at £672.52 per month is my goal to get rid of quickly!

    Starting with a PAD of £25 today!

    Cheers and it's good to be back!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 25 March 2018 at 9:19PM
    What do you think?

    Hiya again!

    We've just remortgaged and ended up with a £1k balance returned to us -
    Not sure whether to:
    a: reduce mortgage balance and save £311 in interest and 2 months (11 years remaining)
    b: reduce loan balance and save £237 in interest and 2 months. (45 months remaining)

    I know we're better of on reducing mortgage but want to clear loan quicker so some of that payment can go on the mortgage to then do that quicker.

    Have no other debts apart from a CC balance which is on 0% and I'm happily chipping away at that!

    Cheers
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    Popping in to PAD - £49.87 to cc please Sunshine - tk you!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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