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Payment A Day Chapter 18
Comments
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Evening usual £5 pad for me today
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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£65.96 mortgage overpayment for me today please0
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Morning!
£27.70 finance payment today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Hi,
Just a question from a YNABer - I'd like to do PAD in someway but use YNAB where ecvery dollar is given a job. Just wondered if anyone else YNAB and does PAD could tell me how they manage it?
Thanks xx
Hi,
I have a pad category in ynab which I budget a small amount for each month. Any additional pay I receive either through surveys or extra hours usually tops up my pad pot, which I'll use to pay off the debt or go into the emergency fund. Also at the end of the month I move any leftover money from each category into my pad fund for the following month or a last minute month end debt payment.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning! Loose change: 20p to cc.0
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Good morning everyone! I forgot my OH's regular DD payment came out the other day so please put me down for £25 to his CC. So that now takes me over the 50% mark! Woo hoo!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0
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£5 paid to CC2 today please.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Hi
£50 to cc
ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
£524.16 paid yesterday - great job!
£10 for me today.0 -
Good evening everyone! I'm back again. Traded some dvds, games, etc in so please put me down for £25 to the OH's CC. Thanks!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0
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