Payment A Day Chapter 18

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  • redkelly
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    Morning All

    Payment for me today of £38.00 :-)

    Keep going everyone x
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • sashybo
    sashybo Posts: 4,506 Forumite
    Name Dropper First Post First Anniversary Photogenic
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    Hi all, another £1 to loan no 1.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,060, Car loan 2 £10,843 . Debt Free Diary to try & keep spending in check.
  • KayCat
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    Hey,

    I have been following your thread for some time now and finally gave myself a kick to get in touch. Would I be able to join please?
    I have been making a payment a day for the past couple of weeks and feeling really good about seeing the totals decrease and actually feel like I am making a difference to my debt. I have a mountain to get through but proud to be making a start.
    Apologies if this is the wrong way to go about joining in, picking things up slowly!
    Thanks :)
    £5785.17/£24,950 ... £19,164.83 to go ! :eek:
    Emergency Fund (284.22/1000):)[/SIZE]
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
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    KayCat wrote: »
    Hey,

    I have been following your thread for some time now and finally gave myself a kick to get in touch. Would I be able to join please?
    I have been making a payment a day for the past couple of weeks and feeling really good about seeing the totals decrease and actually feel like I am making a difference to my debt. I have a mountain to get through but proud to be making a start.
    Apologies if this is the wrong way to go about joining in, picking things up slowly!
    Thanks :)

    Wecome Kaycat, we're a friendly bunch and it's a very supportive thread :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • KayCat
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    Thank you :) Was feeling a bit silly for posting so really appreciate your quick reply! Will get onto adding a signature soon if I can face the numbers.
    £5785.17/£24,950 ... £19,164.83 to go ! :eek:
    Emergency Fund (284.22/1000):)[/SIZE]
  • Erme
    Erme Posts: 3,597 Forumite
    First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
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    KayCat wrote: »
    Hey,

    I have been following your thread for some time now and finally gave myself a kick to get in touch. Would I be able to join please?
    I have been making a payment a day for the past couple of weeks and feeling really good about seeing the totals decrease and actually feel like I am making a difference to my debt. I have a mountain to get through but proud to be making a start.
    Apologies if this is the wrong way to go about joining in, picking things up slowly!
    Thanks :)


    Ok you have officially joined now. No rush to put your numbers on your signature unless you want to. As someone else has on their signature - failure is not final -

    Only thing I'd really like to remind folk (sure I'm preaching to the converted) that please put your pads in big numbers and bold for the counter upper

    and of course you realise now Kay now you've joined you can't leave!!! :rotfl:
    welcome-flag-smiley-emoticon.gif

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    First Anniversary First Post Combo Breaker
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    87p to Mr L CC
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Keedie
    Keedie Posts: 2,265 Forumite
    First Anniversary First Post Photogenic Combo Breaker
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    Evening All,

    Apologies for posting so late, I have been chilling all day and kinda forgot... oops! But on the upside, I watched an amazing Nordic thriller on All4 on demand, called Acquitted. I was addictively watching the episodes back to back hence I forgot my morning daily counter upper responsibilities... :rotfl:

    Anyways, the total for the 23rd February 2017 was £68.76, and our monthly total is looking very healthy people - we must keep going as we're doing really well.

    Welcome Katycat - well done to you for posting. Don't be shy to post your totals, no matter how big or small, it all adds up :).
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈

    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • wewilldoit
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    hi
    £1 into money pot, hoping these will all add up to pay my car insurance when it due rather than paying it monthly x
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    £15 to the balance cc for me today please. If I've got my dates right I'm going to have to do the cc shuffle again next month before I end up paying interest - one day I won't need to do this, I'm sick of it, but I'm just glad that thanks to Martin and this thread I know about things like balance transfers etc.


    Welcome kaycat, feel free to join in, as you've already found it is really motivating and addictive to keep trickling payments off to the debts.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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