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Payment A Day Chapter 18
Comments
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Hi All,
I fell down the rabbit hole of bad financial decisions in the last year, but I am back on track now. I don't have any spare cash whatsoever to PAD, but I'll keep reading posts to check in and keep me focussed until I am in a position to do so.
Keep up the good work everyone,
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Hi all :j
Popping in to PAD a rather more modest pad of £10.00 5 x £2 coins into VW campervan moneybox tks LMDNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Won £5 on freepostcodelottery.com so paid off the balance ccEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
0 -
A not too shabby day with a total for Wedesday 3rd January of
£570.13
Well done everyone! :TLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
Back with my own PAD of £39.27
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
Morning all
Just a little bank tidy of £1.82 to the savings. That may be all for a couple of days.
Take care xxJan 2025 £26561.43/£0. I want to clear £9000 this year (2025)0 -
Morning
£5 to savings
£10 to cc
£5 to ctf
£20 total for me todayOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
£4.97 to cc1 pleasePAD Maker0
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£3.47 to CC2
:TThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Another £2 to Next for me, plus I returned an item (Christmas pjs that arrived after Christmas!!) crediting my account with another £16
Virtual Sealed Pot No.070
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