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Payment A Day Chapter 18

11581591611631641158

Comments

  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all

    Popping in to PAD £19.60 to M&S cc plz jet9cat - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning PADdingtons

    £17.40 for me today please

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning all :);)

    Great going with all the PADs :T:T:T:T:T - Keep up the great work!

    Wishing you all a super PADay! :D:);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D
    Sept PPChl#002 Pts 71
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    Small PAD of £1.82 today
    Save £12K in 2020 #58 - £454.58/£5,000
  • moneymanager
    moneymanager Posts: 405 Forumite
    Part of the Furniture
    Hi, I was just wondering if I could join in?

    I am working on paying an a least an additional 1% of my cc debit each month on top of 1% MP. I am pulling in the extra cash from all sorts (that sounded a bit dodgy :rotfl:) and will pay it off at the end of the month rather on the day. If I pay beforehand it might cancel my DD that month.

    How does everyone else do it?
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Welcome moneymanager!

    I think it varies from person to person - I budget an amount from my salary to make PADs with, along with anything I make from ebay or surveys etc, it's worked wonders for me, and is such a supportive thread!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all!

    Pre-payday PAD of £15 to OH BC for me today please :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • moneymanager
    moneymanager Posts: 405 Forumite
    Part of the Furniture
    kirtsypoos wrote: »
    Welcome moneymanager!

    I think it varies from person to person - I budget an amount from my salary to make PADs with, along with anything I make from ebay or surveys etc, it's worked wonders for me, and is such a supportive thread!

    Thanks Kirtsypoos, that's exactly what I plan on doing. Monthly payment when I get paid to the debits and a bit extra from surveys, interest, cashback etc.
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • Hi
    £10 to cc
    £10 to mortgage over payment
    £10 to online savings
    £30 total for me today. Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Mad travelling day for work today with a meeting in regional office so 2 and a half hours travel each way so a bit late checking in today but yesterday's total was


    £288.37
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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