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Payment A Day Chapter 18
Comments
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Back with my PAD of £50 to Bank of Mum 3 - School FeesDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Morning
£5 to Virgin CC today, thanks Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Morning Back again with a £5 cashout from Prolifc to Virgin CC.
Thanks Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Thank you. I’m happy that I only have the loan to concentrate on now but need to be conscious not to put any purchases on the cc in future. Also need to build up my EF as that has suffered of late.Keedie said:You've done brilliantly @SuperSavingD! 👏🏾👏🏾👏🏾 You must feel such a relief and it's great that you won't have to worry about that crazy interest anymore as well 😁.2 -
Thank you LMD, making great progress on paying off yours too.
£3 to the loan pot today
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Back with £3 to CC7 this afternoon
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60003 -
Just £1 to the Christmas '23 pot so far, but will be back later with some more, when I've cashed out some P/fc and Qm/e and maybe even som CC. Leaving it till later in case any more surveys pop up.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
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Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
And £22 to the sealed pot for me. Trying to get my finances in some kind of order
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
£15.70 for me today please
PAYDBC24 #8 ~ £10188.213 -
£5 to debt please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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