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Payment A Day Chapter 18
Comments
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            AntoMac said:PAD total for 20 October 2022 is a huge £2363.77
 Brilliant stuff
 How many members actually on this thread contributing to these amazing amounts @AntoMac?Making the debt go down and savings go up
 LBM 2015 - debt £57K / Now £28,084....its going down
 Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.ChallengesEF #68 £850/£3000
 .
 Studies/surveys October £64.89
 Decluttering items 1363/2025
 Books read 20
 Jigsaws done 11
 My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3
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 That’s a very interesting question @Makingabobor2Makingabobor2 said:
 I’ve just done a quick count up for the month of October and so far 17 different members have made PADs.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 55
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 So excellent results then from such a few people.AntoMac said:
 That’s a very interesting question @Makingabobor2Makingabobor2 said:
 I’ve just done a quick count up for the month of October and so far 17 different members have made PADs.Making the debt go down and savings go up
 LBM 2015 - debt £57K / Now £28,084....its going down
 Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.ChallengesEF #68 £850/£3000
 .
 Studies/surveys October £64.89
 Decluttering items 1363/2025
 Books read 20
 Jigsaws done 11
 My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5
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            Brilliant totals!!
 £5 to debt xx4
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            Good morning, £2 to CC7 for me today please
 LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002
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            £1 to debt for me today27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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            PAD total for 21 October 2022 £98.5227/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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            Morning, £4.55 to the sealed pot challenge.Debt Free Diary:- The Mental Debt Struggle
 (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
 2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
 2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501
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            Forgot to add a PAD of £133 to the Bank of Mum 2 (family holiday).Debt Free Diary:- The Mental Debt Struggle
 (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
 2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
 2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501
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            £10.00 to Mortgage over payment pot. I actually remembered to use bold text today for the first time.  
 Well done @Keedie, that's a good sized chunk to pay.Making the debt go down and savings go up
 LBM 2015 - debt £57K / Now £28,084....its going down
 Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.ChallengesEF #68 £850/£3000
 .
 Studies/surveys October £64.89
 Decluttering items 1363/2025
 Books read 20
 Jigsaws done 11
 My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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