November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Payment A Day Chapter 18
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Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Morning, £1403.50 paid to cc1. That's it now paid in full also. Just one more to go. @Keedie I am glad to be rid of the debt. When I finish off the last cc it will allow me to concentrate solely on the mortgage. Always something needing paid! Indi x5
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27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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£200 to 118 pleaseI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14 -
Congratulations!! That's a great achievement.IndiJonesi said:Morning, £1403.50 paid to cc1. That's it now paid in full also. Just one more to go. @Keedie I am glad to be rid of the debt. When I finish off the last cc it will allow me to concentrate solely on the mortgage. Always something needing paid! Indi x
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I've paid £294.82 to Zopa today!
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)4 -
Morning everyone, well done on clearing the cards @IndiJonesi! My PAD today is £1057.42 to various places
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
DRUM ROLL PLEASE.......
THE TOTAL PADS FOR AUGUST WAS A MASSIVE £23679.29!!!!
This is by far the biggest monthly total this year. Well done to everyone!
The reigns have now been handed over to @Keedie as counter upper for September.
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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£5.66 bank account tidy off the credit card today.
🐢 but surely.22/08/2022
BIG LOAN £15,843- 05/09/22-now £15,070.93
HALIFAX CC £328/£1,063
MORTGAGE 22/8/22 £367,000
September 2022 grocery challenge £260.77/£320
Payment a day from 22/8/22 total so far-£176.15
Saving for Christmas 2022 £228.02
Saving for holidays £485.393 -
You're on fire @IndiJonesi! Well done on another one biting the dust, this is fantastic. You're motivating me to get rid of mine too 😁.
That's an AMAZING total for August 2022 @shell16! It's actually more than May 2022 to July 2022 PADs combined!!! 👏🏾👏🏾👏🏾 Well done everyone on an amazing month, we're all doing so well. That's put a nice big smile on my face 🤗. I've started counting from today, and the total is looking great and it's not even 10am... 😁.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503
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