We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment A Day Chapter 18
Comments
-
£1.55 to my loan please.PAYDBC24 #8 ~ £10188.212
-
I've been getting my financial life in order, and made some balance and money transfers and did some mind bending calculations to bring everything into better order, so I have unusually large, but nonetheless satisfying PADs today.
£2,276.04 to TUI (now repaid in full)
£50 to MBNA (usual direct debit)
£87.80 to Barclaycard
£800 to exam fees pot
Total PAD is £3,213.84
I'll be back to normal people PADs from now on lol, but it feels really good to have a sustainable plan moving forward. I feel like I can breathe again.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/505 -
I have finally received a prolific cash out of £6.18 and sent to Lloyds CC. (prolific are being VERy slow with authorising payments!!) I have £8.94 pending.
Thanks
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
3 -
Wow Keedie! How exciting!!
£120 PAD to debt
£50 to sinking funds4 -
Good afternoon everyone, £2.33 to cc1 for me. Ta, Indi x4
-
It was a really exciting PAD to be able to post @shell16, I must say! This thread does really help to push me to clear things, more so than other challenges, as it's flexible enough to reflect our individual circumstances. And yes it's really exciting @Deleted_User. xx
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/505 -
Wow that’s an amazing amount Keedie. Well done.
PAD of £5 to Halifax CC for me today please27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
Well done Keedie, that was a whopper!
£1 sent to CC7 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60004 -
Wow @Keedie thats great, and I get what you mean. I have recently rearranged my debt so instead of being spread over severeal different companies its only 2. I think its easier to focus on if you have less to look at.
£1.45 for me today to my big loan please.PAYDBC24 #8 ~ £10188.212
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards