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What an amazing achievement everyone, keep up the good work for August. Onward and upward
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Payment A Day Chapter 18
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My PADs are:
£266 to Bank of Mum 1 (car)
£103.48 to Barclaycard
£25.68 to my new Bills Parachute pot (I'm saving a month's worth of bills money to get a month ahead on my budget)Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Morning.
£2.33 PAD to debt x2 -
Another £1 to debt for me today please.
That’s some good meaty payments @Keedie (although as a vegetarian I don’t normally put good and meaty in the same sentence)
A bills parachute pot is a great idea.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
Just £1 to CC7 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Lol thanks @AntoMac, I'm mainly a flexitarian (mainly pescatarian but eat chicken occasionally) so not a fan of meat either, but I do appreciate the sentiment 😊. I decided to split the PAD pot, so some went to the bills overpayment pot and some went direct to Barclaycard for this month. For August 2022 onward, I'll put money aside throughout the month for both.
The big payment to my mum is the payment from care role, as I have my eldest autistic sister this weekend and I am one of her carers, so I offset this money against what I owe my mum. It does come in handy.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
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Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
£5 to Halifax for me today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Morning all, it's a bit dreary in my patch of London but I hope you have good weather and a good day where you are.
The total PAD for 31 July 2022 was £401.85
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Now the moment you've all been waiting for... we achieved nearly 20% more PADded in July 2022 than June 2022 and the largest PAD this year...
!The grand total for July 2022 was an absolutely fantastic
£9,392.58!!!!
What an amazing achievement everyone, keep up the good work for August. Onward and upward.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/505
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