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Housing Benefit for daughter renting basement annexe from parents ?

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Comments

  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    4) If housing benefit isn't paid she will be forced to live rent free in the main home with you.

    5) You wouldn't evict her as she is your daughter but she wouldn't be allowed to live in the annexe as this is a source of income for you and you would rent it out to a commercial tenant instead.
    In this scenario mum would clearly not kick her daughter and granddaughter out on the street if she didn't pay rent, and would probably let her live there free. The housing benefit is just a nice bonus for them.

    I don't see it being approved but I'm not in charge.

    If the parents used the explanations listed in HBO's post, then the claim for HB would likely be allowed.
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Mojisola wrote: »
    If the parents used the explanations listed in HBO's post, then the claim for HB would likely be allowed.

    Personally I'm not one to condone coaching...
  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    They might. But it's not guaranteed and they will look at it more closely.

    In this scenario mum would clearly not kick her daughter and granddaughter out on the street if she didn't pay rent, and would probably let her live there free. The housing benefit is just a nice bonus for them.

    I don't see it being approved but I'm not in charge.

    OP has said that if the rent couldn't be paid daughter would move into main house. Presumably they need the rent from the property and have been renting it out. Parents might be able to do without the rent or might not. Anyway Housing Benefit Officer has explained that it is possible.
    Sell £1500

    2831.00/£1500
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    mumps wrote: »
    OP has said that if the rent couldn't be paid daughter would move into main house. Presumably they need the rent from the property and have been renting it out. Parents might be able to do without the rent or might not. Anyway Housing Benefit Officer has explained that it is possible.

    I never said it was impossible :) I just said it will be looked at very closely.
  • Bogalot
    Bogalot Posts: 1,102 Forumite
    mumps wrote: »
    OP has said that if the rent couldn't be paid daughter would move into main house. Presumably they need the rent from the property and have been renting it out. Parents might be able to do without the rent or might not. Anyway Housing Benefit Officer has explained that it is possible.

    Anything is possible if the decision maker is willing to overlook blatant contrivance!
  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    Bogalot wrote: »
    Anything is possible if the decision maker is willing to overlook blatant contrivance!

    I can see why it can't be claimed if they had never let the property before or if the daughter had been living in it but it has been commercially let before so it doesn't seem to be contrived.
    Sell £1500

    2831.00/£1500
  • nannytone_2
    nannytone_2 Posts: 13,004 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    mumps wrote: »
    I was a guarantor when all 4 of my kids went to university. They lived in halls for a year and those were the university rules. For two of them I was guarantor for 2nd and 3rd year private lets, again no choice, big city and high rents the only other option was to give up their studies and move home.

    I've also been the guarantor for the friend one of my children was sharing with, he didn't have anyone who could be a guarantor so they would have lost their flat. We knew him well and I trusted him.

    I never lost a penny, trusted them all and if I had needed to pay the rent I would have. It is a hard world out their for kids going off to study.
    without a doubt its hard for kids.

    but to agree to become a guarantor, when you KNOW that you can't afford to pay should the worst happen is a ridiculous thing to do.

    it leaves EVERYONE in the same bad position of being unable to afford a home
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