Housing Benefit for daughter renting basement annexe from parents ?

Housing_Benefit_Officer

silverchoice wrote: »

Thanks for that.
The only part that's wrong is number 1 because the house had a self-contained basement when we bought it.

What chance is there they would agree that HB would be paid ?

If I were dealing with a Housing Benefit claim from your daughter then yes I would pay it.

The property has been rented out on a commercial basis already.

The property is separate from your home and your daughter has never lived there rent free.

If they ask you if she would be evicted then yes of course as it is a commercial arrangement irrespective of it being a family member and it is a source of income for you.

batg

Housing_Benefit_Officer wrote: »

If I were dealing with a Housing Benefit claim from your daughter then yes I would pay it.

The property has been rented out on a commercial basis already.

The property is separate from your home and your daughter has never lived there rent free.

If they ask you if she would be evicted then yes of course as it is a commercial arrangement irrespective of it being a family member and it is a source of income for you.

How long do these things have to have been commercially rented out before the council will pay benefit for a family member to live there?

rockingbilly

nannytone wrote: »

i wouldn't ne a guarantor for anyone, even my kids!

the only way anyone should even consider doing it is if they can afford to pay the second rent comfortably on top of their own living expenses.....
and i bet theres not many that could afford to rent a swecond property

teddysmum wrote: »

Yes, needing a guarantor suggests that there is risk and anyone able to take the risk of putting their own home on the line, as the guarantee, would probably be able to make a straightforward loan, instead.

I have been one for all of my children..There is no way that a young person on a reasonable wage would ever get the chance to rent if it were not for the parents to guarantee their rent.
Besides which how on earth are you going to get them to be independent if they continue to live at home?
I trust all of my children implicitly To refuse their request they would take it that I don't trust them.

nannytone_2

rockingbilly wrote: »

I have been one for all of my children..There is no way that a young person on a reasonable wage would ever get the chance to rent if it were not for the parents to guarantee their rent.
Besides which how on earth are you going to get them to be independent if they continue to live at home?
I trust all of my children implicitly To refuse their request they would take it that I don't trust them.

it isn't a question of trust.

what if they lose their job?
what if they become ill?
thats Ok if you can afford their rent on top of your own living expenses, but the majority of people probably;ly can't.

is they can't afford to rent then they do what everyone on here says benefit claimants should do.

they move to an area they can afford, they share or they stay at home with their parents.

a guarantor is only usually required if someone is very young ( so has no decent work history) had a bad credit report or is on benefits.
any of those would indicate that the young person isn't ready to be on their own

Housing_Benefit_Officer

rockingbilly wrote: »

I have been one for all of my children..There is no way that a young person on a reasonable wage would ever get the chance to rent if it were not for the parents to guarantee their rent.
Besides which how on earth are you going to get them to be independent if they continue to live at home?
I trust all of my children implicitly To refuse their request they would take it that I don't trust them.

It could be it has never been rented out before. In which case we look to see if it is a contrived tenancy and a commercial tenancy.

bspm

nannytone wrote: »

it isn't a question of trust.

what if they lose their job?
what if they become ill?
thats Ok if you can afford their rent on top of your own living expenses, but the majority of people probably;ly can't.

is they can't afford to rent then they do what everyone on here says benefit claimants should do.

they move to an area they can afford, they share or they stay at home with their parents.

a guarantor is only usually required if someone is very young ( so has no decent work history) had a bad credit report or is on benefits.
any of those would indicate that the young person isn't ready to be on their own

Also a guarantor can be needed if it is the first time a person has rented. I was a guarantor for our son when he moved down South for his job and needed to rent.

He is now working closer to us and has in fact purchased a property, I would have no hesitation in acting as guarantor for any of my children, but then again I can afford to.

rockingbilly

bspm wrote: »

Also a guarantor can be needed if it is the first time a person has rented. I was a guarantor for our son when he moved down South for his job and needed to rent.

He is now working closer to us and has in fact purchased a property, I would have no hesitation in acting as guarantor for any of my children, but then again I can afford to.

This was exactly why I acted as a guarantor. No landlord would touch my children as they were 18 and first time renters. I believe that most good parents would want to do this - I certainly didn't want my offspring living with us until they were 30! It gave then their own space and independence.-- in fact we furnished the flat for both kids to get them started in life.
Eventually they bought their own homes by the time they were 25 and to help them get on the ladder and to buy the best property that they could in the best location they both had part of their inheritance up front to make a bigger deposit. So for those 7 years or so it gave them the grounding of being able to look after themselves and to manage responsibility.

Tommo1980

There are options other than providing a guarantor. A higher advance rental payment for example.

The eligibility requirements for a guarantor would be prohibitive to many.

Tom

evenasus

rockingbilly wrote: »

This was exactly why I acted as a guarantor. No landlord would touch my children as they were 18 and first time renters. I believe that most good parents would want to do this - I certainly didn't want my offspring living with us until they were 30! It gave then their own space and independence.-- in fact we furnished the flat for both kids to get them started in life.
Eventually they bought their own homes by the time they were 25 and to help them get on the ladder and to buy the best property that they could in the best location they both had part of their inheritance up front to make a bigger deposit. So for those 7 years or so it gave them the grounding of being able to look after themselves and to manage responsibility.

Just think how much money your children could have saved, if they'd lived at home until they were ready to buy.
I wouldn't have dreamt of wanting my sons out of my home at 18 years old.

marliepanda

evenasus wrote: »

Just think how much money your children could have saved, if they'd lived at home until they were ready to buy.
I wouldn't have dreamt of wanting my sons out of my home at 18 years old.

What a strange broad statement.

What about children who go to university and don't want to stay in their home town?

Or children who get jobs at 18 which are not in their hometown.

Not all children want to stay at home until they buy a house. Many want to spread their wings and do all sorts of things instead.

It's not just a case of being kicked out at 18.