We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Defaults removed after 6 years
Comments
-
Your credit file is only your last six years financial historyJust an update, my default was due to fall off on the 1st of this month and came off on the 3rd so I am very happy with that.
I know score means nothing but it's upped my credit score considerably.
Now the only bad thing on my c edit file is a phone contract which says "settled - debt assigned" and that was 21 months ago. I assumed since this was not defaulted that it will stay on my file forever?0 -
Does the default fall off even though the arrangement hasnt fininshed
J0 -
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
