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Wired funds to a Spanish bank

Hi, my first post. I have sent 787 Euros from my NatWest account to a Spanish bank account as a holiday deposit. I have not heard from the company for 4 days since the payment and the message played when you call their office no states the phone is inactive. I really feel like I've been scammed, they do have a seemingly good website and i did talk to them about a week ago. Do i have any recourse one getting my money back if I've been scammed or is it just bite the bullet and accept it ?

Comments

  • jpsartre
    jpsartre Posts: 4,093 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nope, no recourse.
  • ERICS_MUM
    ERICS_MUM Posts: 3,579 Forumite
    Part of the Furniture 1,000 Posts
    Have you checked with the Spanish bank if they have actually paid the money into their account ?
  • Hi, my first post. I have sent 787 Euros from my NatWest account to a Spanish bank account as a holiday deposit. I have not heard from the company for 4 days since the payment and the message played when you call their office no states the phone is inactive. I really feel like I've been scammed, they do have a seemingly good website and i did talk to them about a week ago. Do i have any recourse one getting my money back if I've been scammed or is it just bite the bullet and accept it ?

    Out of interest, which company did you book through?
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 January 2017 at 5:46PM
    How did you actually make the Euro payment, assuming that your bank account is in sterling?
    There is no protection whatsoever if you use bank transfer-always use a debit or credit card to pay 3rd parties that you cannot verify.
    However, if it's only 4 days (including Sunday?) since you made the transfer, then, given that the currency conversion has to be made, I think it's a bit early to assume a scam.
    A scammer would usually have used some ruse like offering you a discount for full early payment, rather than just going for the deposit.
    No free lunch, and no free laptop ;)
  • AlexMac
    AlexMac Posts: 3,067 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bad luck; you might be lucky, but given the number of scams of theis type, Tripadvisor has useful advice about holiday lets, including never paying by bank transfer- i.e. "wiring money"!

    https://www.tripadvisor.co.uk/ShowTopic-g186338-i17-k8364877-Dos_Don_ts_for_Short_Term_Flat_Rental_in_London_UPDATED-London_England.html

    Unhelpfully hidden away on their London Forum

    And, if you have been robbed, regrettably a bit late for you. Sympathies
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