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Question about dampness

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Hi,

I have a property about dampness on a property I own.

It's located on the ground floor of a block of flat and there is dampness coming through the walls. It's only been in the last couple of months and the tenants noticed it when they moved furniture.

I have insurance with AXA. Is this something they would cover do you think or something I'd have to fix myself?

Thanks

Comments

  • eddddy
    eddddy Posts: 17,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It sounds like condensation. Do the tenants dry washing in the flat?

    It might be covered by insurance if it's due to a leaking pipe (depending on the policy). But it doesn't sound like that's the cause.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It is either

    1) caused by the tenants. ie condensation from washing, cooking etc without adequate ventilation (opening windows etc). Does the flat have extractor fans? These can help especially if they switch on automatically with lights

    Instruct the tenants and warn them any damage could be charged to them

    2) a structural problem with the building - eg leaking gutters, drains etc on the outside wall. This is the responsibility of the building's freeholder or management compan who you should inform in writing. They may have insurance on the building.

    Your own insurance is, I assume, landlords insurance to cover contents?
  • Doozergirl
    Doozergirl Posts: 34,075 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January 2017 at 11:33PM
    If you've owned the flat for a while and this is the first time then I'd get outside and look for wet walls.

    Condensation issues usually come with the property rather than the occupants, unless they don'tlike heating the house. How long have you owned it?

    If you get pictures of the inside and outside of the offending wall and post them on the In My Home board, we'll try to identify.

    If it is from a leak then the freeholder will need to sort it, unless you're the freeholder :). Damp usually has an obvious cause that is cheap to fix.
    Everything that is supposed to be in heaven is already here on earth.
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