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New Journey

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  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    It all went better than expected for a first day, thanks HHOD.

    Posted PPI form today so should get money paid straight into account next week.

    Been to the gym first time this week ! NSD as well.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Wow I bet you can't wait for that PPI money to hit your account :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad your first day went went well.
    Not long for the PPI :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pauline

    Same as what Beanie said - its a great place to be. I've had more support on here over the years than I have ever had from anyone in real life, and have had the pleasure of meeting a few in real life too. Shout up if you do start a diary, I would happily subscribe given your splendidly positive outlook. Your posts always make me smile, and I am naturally dour :o
  • Hurrah for a good first day Cumbria, and fingers crossed for a prompt payout.
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    The first lot was in a cheque and that clears Friday , £300 will get paid off CC2 straight away.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Spur of the moment trip to the cinema to watch Bad moms Christmas. Only £5 each at our local. It was a funny film and thoroughly enjoyed it. Friend brought home made soup to eat before we went so low spend evening.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a good evening.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    A nice LSD for you. Just shows you don't have to spend much to have a lovely time :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Agree DIA.

    Today is child minding day normally but It's DGD first birthday so I am redundant for a while . Going later to help with tea party .

    Cheques have cleared from lloyds for packaged bank account . I received £422 .04 .

    I am paying £300 off CC2 , then I owe EF a £108 for the night away and afternoon treat for dear friend who helped me get the money.

    When I get the money from Northern Rock £312 that will go to EF. I am paying the money off CC 2 today as I feel if money is in current account I could well find something else to spend it on.

    I said no clothes until January and I have stuck to this. I may well extend this until Easter.

    Anyhow updated signature coming up.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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