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New Journey

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  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It was very cold last night & this morning.
    You have done so well with your list :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Spends today

    Dentist £244.30
    Shopping £18.74
    Petrol £37.29
    Car clean £10
    Car park £2

    Then more spends
    Christmas presents £43.51 .

    Have done lots of thinking today about things that have happened in the last 24 hours and realised sometimes you just have to let people leave your life.

    Also thought today about my future and retirement plans after debt payment of course.

    Anyway all Christmas shopping done except some flowers in December .

    That's about it , back to work tomorrow. New team starts on 1st November so busy week. Glad really I think I am in for a rocky time work wise and home wise.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    How miserable I sounded last night. What will be will be .

    Anyway a little end of an era lunch today with my 2 colleagues before we move round to new teams tomorrow. Will be £5 at the most so not so bad.

    Have a good day everyone
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • doingitanyway
    doingitanyway Posts: 10,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I thought you sounded reflective not miserable. Have a good day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thanks DIA I think as you get older you don't dwell on nonsense . Life is to precious to let it get in the way.

    Anyhow start with new team officially tomorrow, but have been in new desk today. Just hope all goes well have worked in my small group for 6 years.

    Nice lunch today , cost £3 . No gym tonight forgot trainers not good. Oh well there is always tomorrow.

    Got email today to go and be in tv audience locally. Have done a few before but never this programme looking forward to it next week.

    Photocopied passport but forgot to post form.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a nice wee lunch.
    Hope tomorrow goes well for you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I didn't think you sounded miserable, just a bit sad. As we get older, we don't take quite so much nonsense before we say enough. Even if it is the right decision, we can still feel sad for the past.

    I really hope tomorrow goes well. It will be like the first day at school. You sound very professional but it's understandable to be nervous.

    So good luck, enjoy the challenge
    Pauline

    No, I don't have a diary. My immediate challenge is more to with managing anxiety. However the diaries here have been a tremendous help over the last few weeks as it has been a way of interacting with the world, even if has been the MSE world - what more friendly world could I find?

    So thank you
    Don't get it perfect - Get it going
    Better Than Before
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Wise words as ever Pauline.

    Thanks for thinking of me being professional, I suppose I am in a way .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    117pauline wrote: »
    I didn't think you sounded miserable, just a bit sad. As we get older, we don't take quite so much nonsense before we say enough. Even if it is the right decision, we can still feel sad for the past.

    I really hope tomorrow goes well. It will be like the first day at school. You sound very professional but it's understandable to be nervous.

    So good luck, enjoy the challenge
    Pauline

    No, I don't have a diary. My immediate challenge is more to with managing anxiety. However the diaries here have been a tremendous help over the last few weeks as it has been a way of interacting with the world, even if has been the MSE world - what more friendly world could I find?

    So thank you


    So glad that you feel like this.
    I think that MSE is awesome & have been lucky enough over my years here to make some amazing friends & some I have even been lucky enough to meet in RL.
    What more could I ask for?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope you've had a good day today cumbria.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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