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New Journey
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Long 12 hour day but worth it, went to gym on the way home , feel good now.
NSD so pleased with that .
Nothing else to report .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
The gym & a NSD.
Sounds good to me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The chocolate bar I just ate was the undoing of all the good work beanie . There is always tomorrow!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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What is this GYM of which you speak?
Now CHOCOLATE I understand. I always seem to always buy the chocolate that shouts to me from the darkest cupboard.
My intention is to go for a swim a couple of days this week. And a couple of walks too depending on the weather. Small steps in more ways than one.Don't get it perfect - Get it goingBetter Than Before0 -
I prefer swimming Pauline, tonight I have done both , cycling 10 k , a few weights. Then swam 32 lengths .
I had a lung problem years ago , so exercise to keep my lungs healthy. It's certainly not to be slim. That's an old conversation now ! I think so long ad you try any exercise every day it's better than nothing at all.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Wow I am impressed with your exercise.
I am taking my cosy with me tomorrow for an afterwork swim. I usually aim for 30 lengths. Think I will up it to 35 but not cycling and weights too.
At least you made a space for the chocolate bar with exercise
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Update on Northern Rock PPI. I have received a letter today telling me I actually only had the policy for 6 months , I probably realised I had it and cancelled it. Not that I remember it was way back in 2005 a rather turbulent time in my life. They have managed to produce the cancellation form with my signature on.
However they have upheld my request so for 6 months ppi payment I am receiving £312 , again not to be sniffed at when you haven't got much. Just need to return the form accepting.
I would advise anyone who hasn't been down this road yet claim, claim , claim. Just two more complaints to go then I am done . £722 so far with little effort.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
As you say not to be sniffed out.
Good news for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow that's great cumbria, definitely worth having
Your exercise regime is seriously impressive :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
It all adds up doesn't it. And now I want chocolate....My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0
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