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New Journey
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Merry Christmas Cumbria. xxSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Merry Christmas Cumbria,I hope you have a lovely time xxOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200
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:xmastree:Happy Christmas Cumbria xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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I hope you were not too jet lagged and you relaxed over ChristmasIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Thank you for all your Christmas wishes.
Christmas Day was a quiet affair with my parents and myself. I saw the DGC in the morning and they were very excited and busy playing.
I am suffering terribly with jet lag , a first for me . I keep going to bed at 5.30 . Tonight I only slept for 2 hours so have got up again.
I have the DGC tomorrow and Friday so I need all the sleep I can get. I have been trying to keep up to date with diaries but haven't commented on any.
Normality will hopefully return soon.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I hope you enjoyed your Christmas and hope you get over the jetlag soon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Have succumbed to a really bad cough, that will be from the aeroplane. The sleeping is getting slightly better . I have had the DGC yesterday and today , their dad has taken over at 2pm. Their dad has not been very well recently, he is suffering from anxiety and depression, he has lost 2 stone in weight. Nearly everything is falling on DD , I am trying to help it's hard though , as I can see my DD who has also got a bad cough looking tired. He has help now and is back at work , so hopefully things will work out and he will recover soon.
Money is all over the place , I need to put it in its right pots , I came back with money from hols , just other things are taking priority at the minute. My parents gave me money for Xmas and I think I am going to get a new laptop. Even though I have an iPad you still need a laptop , so will be researching that over the next while.
I sound full of gloom , but I am just wanting to be over this cough , as everyone else does .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
It sounds like you had a wonderful time. It’s no wonder you feel a tad down - cough, jet lag, gloomy weather and family health worries. You’ll adjust back to reality soon - post holiday blues maybe ?January spends - £587.580
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I am glad you had a nice Christmas and hope you start to feel better soon,I've also developed a cold this week and have a cough too,it's such a pain when you have things to do,I keep telling myself I haven't got time to be ill but my body has decided I haveOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200
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Lovely to hear you had a nice Xmas
Hope you're feeling better soon
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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