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New Journey
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Sounds like you have had a fab day todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Your market day sounds lovely, no wonder you look forward to it
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I can't advise you on the grey hair as I only have a few at the moment, but I don't dye my hair as I'm too lazy.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
We walked through part of the Christmas market both this and last weekend as we changed trams CL and commented how they look the same every year. The only bit that was different was the ice sculptures but there’s no way I’m paying a tenner to go in to see them :eek:January spends - £587.580
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If I offend anyone I am sorry . Everyone who is on this site is either in debt or has been at sometime. I read of people who are really having a tough time and doing their utmost to keep their heads above water . Others have enough income but have made bad decisions in the past and are trying to make amends . Then there are those people who have been here a few times before but continue to add to debt , consolidate and then do it all again. My query is how many times is enough times. I guess it's down to individuals and we are all different. I wish sometimes we had a dislike button .
Onwards I go for another moan, we have some lovely apprentices who are raising money for a local charity , we have had raffles, tombolas, etc . Tomorrow they are car washing, £15 for the outside and£25 for both outside and inside , which I think is mega expensive . Last year it was £5 for the outside. They won't be getting my money. Have spent money on raffle tickets but I actually won on the raffle tickets for local laser quest .
I am getting in holiday mode , only 4 more working days and 10 days to go to Oz.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Wow £25 - are they using golden dusters or something. I’m with you I think it’s expensive for a car wash too - charity or not!
Yes everyone has a different outlook, attitude and circumstances around debt. I know I’d got myself out of control some years ago and it’s a place I never want to go again.January spends - £587.580 -
£15 to get the car washed.
The water must have gold nuggets in it :eek:
No way would I pay that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Blimey £15 and £25 for a car wash :eek: I wonder how many people took them up on that!
Well done for winning the raffle.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Maybe they think we are all on the Chiefs Executive salary .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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That's certainly eye watering for the car wash! Sometimes I think you can price yourself right out of the ballpark charity wise - if they would drop the price they would get more people take them up on it and thus earn more money for the charity.
Great news on the raffle win! Not long now to Oz.........:)Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Such a shame that the charity feels it needs to charge so much more this time, as they may get fewer takers and end up raising less money
Exciting times ahead with Oz coming up0
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