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New Journey
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So glad your neighbour was ok. It’s an awful illness
Bet the autumnal colours were lovely around WindermereJanuary spends - £587.580 -
Glad you had a nice time, Cumbria. I think I mentioned before that hubby and I went for a few Christmasses, to get away from it all. Might have to do that again at some point
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Lilith1980 wrote: »Glad you had a nice time, Cumbria. I think I mentioned before that hubby and I went for a few Christmasses, to get away from it all. Might have to do that again at some point
We have crossed posts, I think getting away may be the answer.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
You have done way more than the tourist board to sell the Lakes to me. I will definitely get there one day. I like the way you describe the peace that descends when you get there.
Have a good dayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
doingitanyway wrote: »You have done way more than the tourist board to sell the Lakes to me. I will definitely get there one day. I like the way you describe the peace that descends when you get there.
Have a good day[/QUOTE
I love the place , rain , wind , snow whatever the weather.:):):)This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Today would have a NSD but £2 to a wedding collection. The dentist was £21.80 , which I can claim half back . Petrol fill up £35 .
The process for me to go on the next grade at work has started , but the machine runs slow in my place of work. They are hoping to have me in post by January 2nd . Will just have to wait and see if it comes off.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Will that mean a pay rise for you Cumbria? That would be good.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
That sounds good work wise.
Hope all goes to plan.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HairyHandofDartmoor wrote: »Will that mean a pay rise for you Cumbria? That would be good.
Yes HH payrise , maybe not much at first but if I can stay on the grade , the job is being piloted for 12 months then the grade carries 4 increments so a rise every April. This would take me up another £4000 a year by the time I was 60 which will boost my pension . I have been trying to get this to happen for a while. Early days yet though and I can manage on my salary now so anything extra is a bonus.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Sounds great. I hope this works out for you as it serves you now and future Cumbria too. Win, win.Cumbria_lass wrote: »Yes HH payrise , maybe not much at first but if I can stay on the grade , the job is being piloted for 12 months then the grade carries 4 increments so a rise every April. This would take me up another £4000 a year by the time I was 60 which will boost my pension . I have been trying to get this to happen for a while. Early days yet though and I can manage on my salary now so anything extra is a bonus.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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