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New Journey
Comments
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Glad you have lovely friends and help.
Money left over is fab news ... save towards an adventure? I know you love adventures
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I thought the last episode of Girlfriends was just beyond belief.
Spoilt the series for me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I agree , bit far fetched . Not sure that I would watch a second series .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Cumbria_lass wrote: »I agree , bit far fetched . Not sure that I would watch a second series .
I certainly wouldent.
Not her best series and she is normally such a good writer.
Oh well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh goodness Cumbria, just caught up and you have really been through the mill.
Lots of hugs and good vibes and well wishes.
I no longer ever feel bad about junk food - it's comforting
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
sorry to hear of your news , positive vibes sent. I though the last gf was a bit daft t ooDebt £10k , HMRC £3K old debt £4k Jan 2021
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21
Travel plans New York 2021 New year cancelled due to covid0 -
Still at home , looking like I will be off all week , return to work next week. I am feeling lots better with the voice and the cough has mostly gone. It's my back now that is the problem.
I have found a Groupon deal for a physio less than 5 mins away in the car , that gives me an hour for consultation and some Physiotherapy. Hence to say I have bought it for £19 and am going tomorrow afternoon. I have £80 left in the food/petrol budget so am taking it from there . I will probably book in for another session at £30 for Physiotherapy as well later in the week.
That's it for the moment.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Back pain is horrible - hopefully it's a bit easier by now and the ibuprofen is doing its job.
Money left over is great news - always nice when that happens eh! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hope the physio does the trick - be sure to mention that you've recently had cough/cold etc so they don't pull you around too much.
More snow on the fells - but very icy and causing issues for roads I believe. Fortunately I just get to look over at it and don't need to go anywhere for the next couple of days.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
Good luck with the physio.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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