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New Journey

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  • glass_half_full
    glass_half_full Posts: 666 Forumite
    Ninth Anniversary 500 Posts Name Dropper Debt-free and Proud!
    Hi Cumbria,
    Glad you decided to relaunch your diary after all. The trip to Australia is exciting, something to look forward to.
    Aiming to early retire December 31st 2026.
  • EssexHebridean
    EssexHebridean Posts: 24,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay - welcome back and well done for foot stamping and making a new diary!

    And I'm not at all jealous about your planned Australian adventure. Oh no, not a jot. *shuffles off to mumble in a corner*
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Seasidegal58
    Seasidegal58 Posts: 6,032 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Take it easy at work today Cumbria. An early night might be on the cards!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Sat in my dressing gown ready for an early night as advised by SSG. Work went really well today got lots done and am glad I went in. It was way to hot and dry in the office . I have drank loads of water about 1.5 litres. Keep coughing , but 3 days till I go back in so hope it passes.

    Flights to Australia booked this evening, leave agreed no problem at all. Went through topcashback as well only 1.5%, but better than nothing.

    Childminding duties tomorrow.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad work went well Cumbria and now you have Australia to look forward to :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • LadyP01
    LadyP01 Posts: 222 Forumite
    100 Posts Third Anniversary Combo Breaker
    Hey Cumbrialass glad to have you back with a new diary.

    Australia sounds amazing and such a bargain for what you will get and like others have said it’s a great opportunity and your being wise with how you go about it.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Glad you started a new diary. Will subscribe.

    Fab news on adventures planned and fitted into the budget

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    I will be excited for months , I will probably be travelling by myself but that is something I am used to. I have flown to Australia on my own before . There is always the possibility of getting upgraded , it’s happened before !

    Today I got an email from M@S saying they were refunding me £12 for a dressing gown I hadn’t collected that I ordered on Xmas Eve. Well that’s strange as I was sat in said dressing gown. Being honest to the end I phoned them up and said am sat in said dressing gown. The lady said we have done the reimbursement so you can keep the money . Honesty is the best policy it seems. £12 going in my little buffer account.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • 117pauline
    117pauline Posts: 743 Forumite
    Part of the Furniture 500 Posts
    Good evening

    You are completely right about honesty. Now you can enjoy the £12 with a clear conscience.

    I reckon going in for the day was a good idea. This way you have no overhanging worry over the weekend.

    Don't let the little ones run you ragged.

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • Seasidegal58
    Seasidegal58 Posts: 6,032 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    See - good karma - what goes around, comes around!::T

    I see you’re still online - what happened to the early night?:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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