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New Journey

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  • It's horrible being bored but an important part of resting so you get better. I sound like your mother :rotfl:.

    There are tons of things I'd love to buy :o. Putting them in the basket could be overwhelming temptation for me :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Have been for a walk this morning ,just on a circuit near me which takes in a busy road and then we go into some quieter roads where there are some big houses . You can see see how grand they would have been in bygone years. Sadly they are now mostly flats. The weather was very agreeable and I feel so much better . According to the Fitbit I did 6231 steps , not bad. It’s hopefully given my lungs a wake up.

    Today will be a NSD I hope . One good thing I won’t be using much petrol this week as work and back in one week is about 90 miles.

    Have a good day everyone .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • EssexHebridean
    EssexHebridean Posts: 24,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That was a decent walk then! Glad to hear you're on the road to recovery now too - the fresh air on nice days will definitely help with that I bet! :T And if you've needed that level of medication I certainly hope there will be no repercussions on your very sensible decision to stay away from work - if there are you might remind then that they have a duty of care to other employees NOT to expect people to attend work against Dr's advice!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you're starting to feel better. I've had a cold since mid December. It keeps coming and going, really fed up of it now.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I went to quarry bank mill 30 years ago (for gcse history!) and loved it even then. I'd love to go round again, but generally if we are over that way it is for family events and we haven't got time.

    Only NT near us is the Gimson arts and crafts house, Stoneywell, which would be interesting but not worth the membership on its own.
  • Glad to read you’re so much better and have been out and about in the fresh air. And as you say at least you’ve been saving on the petrol! Well done too on not giving into the temptation of online retail therapy!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    What a sunny day yesterday , today is grey and rainy. Yesterday I still had DGD and after school DGS , they are no trouble on their own but together, you can imagine.
    I was helped out by my own mum yesterday , DGD has 4 teeth coming through and was very grumpy.

    We spent £4.25 on Ex mil present , some chocolate from M&S , she is always grateful for anything and it was nice to see her on her birthday.
    I am being taken out this afternoon by my oldest friend we met a primary school some 50 years ago , not sure where I am going. Then another friend is coming round tonight as her OH is away.

    I feel a bit rough this morning , but will soon be springing about, need to make the decision tomorrow whether to return to work. My voice is almost ok , still coughing sporadically. I guess I am worried that returning will ultimately make me ill again. Silly I know but how it is.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Just paid another £38 off CC2 , from PA and topcashback money. Now £220 , nor far to go now then I will use survey earnings on CC1 .

    I have the money to pay off CC2 but no rush to pay it off as 0% .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • doingitanyway
    doingitanyway Posts: 10,058 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Good to see you are getting over this bug. I had a friend due over the past few days but she cancelled as she felt too ill to travel. Everyone seems to be suffering with it. If yours lasts any longer do go back and have it checked.

    Well done on CC payments :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    CC2 looking good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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