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Bricks Not Books

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Comments

  • ladysummerisle
    ladysummerisle Posts: 184 Forumite
    Fourth Anniversary 100 Posts Name Dropper

    The plan sounds good! Perhaps even list things while you have the energy. We’re restructuring too and whilst we’ve been told no jobs will be lost (aside from ones who volunteered last year!), it does have an impact on motivation at all levels.

    One thing I was always conscious of is that I could take a payment holiday to the value of my overpayments. Now it might not work for everyone depending on household income but it does work to keep savings down if any benefits ever needed to be claimed.

    I think being aware if hormones are dragging you down too helps. A “this too shall pass”.

    MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest

    Original MF date: October 2036 (£81,500)

    Outstanding Jan 2021: £55070

    Outstanding Feb 2026: £11956

    EF 10000 / Savings toward neutral: 5254


  • sunshineli
    sunshineli Posts: 120 Forumite
    100 Posts Third Anniversary Name Dropper Photogenic

    Sorry to hear you haven’t been well. Hope you feel much better soon

    2025 mortgage OPs - £100

    2026 mortgage OPs - £30/£1200

    Total mortgage OPs so far - £130

  • Merlin's_Beard
    Merlin's_Beard Posts: 1,692 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    Hope you're recovering well! It feels like everyone is sick right now…

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • VintageHistorian
    VintageHistorian Posts: 1,074 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    I am much better. DS is also much improved. He is also a little spotty as it turns out he caught a very common childhood ailment from someone at nursery 😥 Luckily he is absolutely fine as he's done it in two stages and so isn't both spotty and feeling miserably ill. But it does also explain why he was so ill. We thought it was flu despite him having the jab.

    I also didn't realise what it was (assumed it was a viral rash as he's had those in the past) until 30 minutes after I dropped him off at nursery, when they phoned me to tell me what it was and asked me to pick him up. Cue a mad panic to book two half days off work, bring him home, catch up on one half day of work during naptime and in the evening, get a diagnosis based on photos sent to the GP etc etc. Again though he's absolutely fine, barely bothered by it, so quite a mild case all things considered. My parents had him Friday morning so I could get my work done in one fell swoop. The crises continue! Do I need to start sprinkling holy water around the place? Bang some pots and pans to scare away whatever bad thing is lurking around? I did celebrate the sunshine yesterday by opening multiple windows to let both light and fresh air into the place.

    Money-wise I realised I had cashed out £10 from Shopmium and £40 from TCB last month and hadn't assigned them to anything so paid it off the mortgage instead. That means I have hit my target for OPs in February before the middle of the month.

    Mr VH had to work yesterday so I took the opportunity to be lazy and kept myself and DS in pyjamas all day. Made him some tomato and red pepper soup for lunch and a fresh bean casserole for his dinner, and did toad in the hole for myself and Mr VH. DS had a nice day playing with his toys, watching Postman Pat and Disney movies, having a few books read to him, and was overall just an absolute little treasure.

    A neighbour kindly gave us some of her boys outgrown toys so this sparked a small rearrangement of things. DS's room has only ever had things for sleeping and living (clothes, nappies etc) in it but he is of course getting a bit bigger now. So we've moved half his books and one tiny bookcase upstairs, along with a limited selection of toys. We've moved his cot around to make more space so he now has a reading corner and a few things to play with. The bulk of his toys are still downstairs but hopefully this is a gradual transition towards him being able to play in his own room while one of us cleans/works/folds laundry in another upstairs room.

    No other major money making or money saving going on at the moment. In fact the side hustle spread sheet is looking very sparse this month. I have listed the two academic books I mentioned on eBay but they're a niche subject and will take a while to sell. I have a few projects I would like to finish or make progress on this month but so far they have eluded me. Oh and I'm currently reading a book at the moment that I requested for Christmas but am actually slightly disappointed by. It will get another read, probably next year, before I decide if it has earned a permanent place on the bookcase.

    I have set myself the target of adding £30 to the Disney fund this month so I've photographed some more of DS's things and will circulate the usual email tomorrow. I've also stuck some outgrown baby things on the local Facebook recycling group to see if anyone wants them before they get binned, they're not in good enough condition to sell.

    Dinner tonight is leftover toad in the hole, with crispy sliced potatoes. Have a good week everyone!

    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • South_coast
    South_coast Posts: 6,273 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 15 February at 4:09PM

    Have you tried inputting the academic books into We Buy Books or World of Books? They both have a minimum trade-in value, but if they are a bit niche that might get you over the line faster? You also don't have to consider the price of postage

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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