Bricks Not Books

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  • July OP - £25.33

    July was the last month that we pay £15 a month interest. This month it drops down to a mere...£14.97  :# No wonder so many people are struggling. It's not like my wage has gone up by £15 a day. It hurts less because we were overpaying, to us it's not actually been that big a jump out of our accounts because the overpayments put us close to £700 a month anyway. But for those who suddenly need to find £300 a month? That's tough.

    Took DS to the carboot again this morning. Managed to keep my purse closed this time. No real toys that were suitable for his age, nothing involving Thomas the Tank Engine, and he has quite a lot of books so I need to tone down my "Oh that's a bargain" thoughts when I see a pile of children's books to rummage through.

    I did, however, buy two more items of clothing on Vinted for him last night. A long-sleeved top, and a jumper, both £1 each plus postage, and both next size up for him. I had a sort out of his clothing the other day and filled up another Really Useful Box, at which point Mr VH informed me that they may not fit in the loft as there are already a lot of boxes of baby clothes up there  :# Oops! So in September I might need to have everything brought down and have a big sort out so we can condense things down a bit. There are definitely we things we wouldn't want to keep in case of a 2nd child, but in the middle of newborn phase you just shove it all in a box to deal with later.

    Still haven't bought anything for Mr VH for Christmas, but at last week's carboot I bought a gift for my other sister - a Friends "Central Perk" big mug. It was only 50p, hopefully she'll like it even if she doesn't actually drink out of it.

    I've also made some Christmas purchases for charity. I've had to step back from being an area receiver for Christmas shoeboxes as we just don't have the storage space anymore (it's now DS's bedroom). Around here the foodbank and the local homeless charity do present collections for kids. Since I was buying more Really Useful Boxes on Amazon I also ordered 2 packs each of Crayola felt tips, Crayola colouring pencils, and Crayola Crayons, and several different aged colouring books. They can be popped away until donation points open and then I can put those in, along with anything else I spot in the meantime.

    Right, I've had scrambled eggs on toast for breakfast. Time to go make another cup of tea and sort out a coffee for Mr VH. Dinner tonight will be nice easy oven pizzas.

    Have a good weekend everyone!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total overpayments in 2021 - £901.28!
  • Total OP for August - £22.17!

    September is expensive this year  :'( I've just paid £200 for road tax this morning, I've got a trip with my sisters to London next Saturday and still need to repay my sister for the exhibition ticket, and DS broke my glasses yesterday. Optician said they can't be repaired so I've had to buy a new pair, they should be ready at the end of the week. Existing pair are wearable but slightly lopsided and bloody irritating.

    A few bargain wins in August. Got some vegan "Wibble" jelly sachets from Waitrose for free using Greenjinn, I've put those away to go in the foodbank reverse advent calendar (use by date is well into 2025). I've bought a secondhand Thomas the Tank Engine DVD boxset for DS for Christmas, and also got him a Thomas-themed dressing gown off Vinted but I'm not sure if I'm using that for Christmas or just regular winter prep.

    Still not bought anything for DH though  :# Last year he had £75 worth of items that I'd only spent £45 on because I'd got so many bargains throughout the year. Must must must pay more attention this month. Actually I normally take DS out on Sunday afternoons so DH can clean with minimal interruptions but the autumn weather and earlier nights will soon put paid to that, so I might start taking DS for a wander around the shops occasionally, and then look out for bargains with him in tow.

    DS is teething again but has been much happier this morning. You're right @f0xh0les it's a lovely age! I took him for a walk yesterday and we found a ginger cat that he and Mr VH see on their walks. It's a very friendly cat and must have recognised DS as it came up and rubbed against his legs, much to DS's delight as he stood there giggling and cooing at it <3

    And now naptime is coming to an end so I need to get up and wake the snoozing pair. Dinner tonight is roast pork chops with potatoes, veg and gravy, and yorkie puds if I have any left in the freezer.

    Have a good week everyone!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total overpayments in 2021 - £901.28!
  • beanielou
    beanielou Posts: 94,657 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ginger cats are joy 🐱🐱
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Well done on the Christmas prep.  This time last year I'd bought all my gifts, this year I haven't even given it a thought 😆  Hope there aren't any more unexpected spends this month and I agree ginger cats are great!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • ruby_eskimo
    ruby_eskimo Posts: 4,772 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on still making an OP passively, all those tilly tidies will make a difference in the end.  Not sure I can offer any advice on the cleaning products but I'd make an effort to just try and use them up depending on what they are of course.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
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