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From debt to freedom...

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  • Cherryfudge
    Cherryfudge Posts: 13,284 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's been an 'eventful' few days - so glad things are looking better now.:grouphug: Good to have your DD where you can keep an eye on her till she's back to normal, too.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • louby40
    louby40 Posts: 1,604 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow what a worry for you. At least she’s home and you can look after her.
  • I went into work today to try and catch up from last week. On the way home I stopped at Mr T's to do a main weekly shop which came to £76. Hopefully with top ups of milk and meat, I can stay below £100. Menu this week is looking like:-

    Sun - chicken cobbler
    Mon - macaroni cheese
    Tues - chicken kievs
    Wed - children eat with the ex
    Thur - lasagne
    Fri - something on toast!

    Tonight was fish portions and chips. I used the oven, while it was on, to cook a banana and apricot loaf which used up 3 sad looking bananas.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • One good MSE thing that happened while I was away was the mobile phone people contacting me re DD1's phone. It's in my name and I pay for it each month, but the payment had gone from £16 a month to sometimes as much as £45. Apparently it's due to her sending pic messages and internet use. She does tend to send photos of where she has been so a recent trip to an art show resulted in lots of photos but apparently what's app is a useful alternative according to the mobile man. He has changed the package to give her more data and a message alert to show when she is near that, so hopefully payments should stabilise at £23. Hurray!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Today is NSD #8 (for January). We've had a very quiet day today as the weather has been very wet and the toddler has now gone down with a terrible cold.

    Dinner today was chicken cobbler. I made a meringue mincemeat tart but in a rectangular shape, which used up some of the left over Christmas mincemeat. A lemon drizzle cake was baked at the same time the oven was on, so tins are topped up...for now!

    I did have chance to check on the MSE credit club to read my credit report. It's encouraging to see the double glazing total is now £3,123. It's going down but frustratingly slowly. I'm thinking that the£150 saved in February from not having to pay council tax in this month would be well spent knocking it off the balance. I would then get below the £3k threshold which would be good.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Cherryfudge
    Cherryfudge Posts: 13,284 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    apparently what's app is a useful alternative

    I'd recommend What'sApp: we use it a lot for family messages as well as one to one.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Made a payment of £110 today, which brings the debt total down a little. I had to pay £30 to the school yesterday as a voluntary contribution to the swimming costs. I had hoped to have more NSDs this week but have had one of those weeks of cooking ingredients needed one day and throat / cough sweets and calpol needed the next. I'll be glad to see the back of the current cough and cold bugs.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,809 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 29 January 2018 at 10:50PM
    Still battling horrible coughs and colds here. Two DDs were really unwell today:(:(. Today was a NSD so #9 for January. It's the closest I've got to my target of 10 so am quite pleased though I know there's much room for improvement.

    Veg risotto for dinner, followed by raspberry custard tart. I got a batch of chocolate muffins made while the oven was on, so there are muffins to go in lunch boxes. I was away over the weekend returning DD1 to uni following her week at home to recover from the health blip. She is looking well again, thankfully. I feel I need to catch up a bit on the baking front now that I'm home again.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I love whatsapp and use it far more than sending a normal text/video calling.

    Hope you're all feeling better soon x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Cherryfudge
    Cherryfudge Posts: 13,284 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm glad your eldest DD is well enough to be back at Uni. :)

    For all the rest - get well soon!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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