The Jumbo January NSD Challenge!

Nargleblast · 13 January 2017 at 10:27PM

Number 9 for me today.

yasmin2 · 14 January 2017 at 8:51AM

NSD 7 for me the day before yesterday but only got around to posting... Have fallen off the wagon a little this week and making silly little spends like coffee from Greggs:mad: and then a bottle of wine on the way home last night. But I work shifts and I always like a glass of wine with a really nice home-cooked meal at the end of a stretch of shifts... Need to try and improve next week as don't want to fall back into bad habits:(

Nargleblast · 14 January 2017 at 9:41AM

At least it's a home cooked meal, yasmin, not a takeaway. Why don't you include in your budget X amount for Entertainment? That could include trips to the cinema, the bottle of wine, the occasional coffee shop purchase, the odd magazine etc. It would only count as a spend if you went over the budget. No it's not really cheating, you have to have a budget for all your expenditure, and even debt management plans include something for entertainment because not to do so would be unrealistic. If finances get tight then you look to trim the expenditure, and entertainment expenditure would be looked at first.

[Deleted User] · 14 January 2017 at 11:17AM

Morning,

Haven't had chance to update recently and this week has been a week and a half!

Anyway I'm up to 6 NSD's so heading in the right direction.

squanderscouse · 14 January 2017 at 3:13PM

Haven't updated for a little while as been off work sick since Thursday ... on the bright side all that poorlyness means no going to the shopsI can declare NSD 6,7&8
Aimingfor 4 in a row today!

willkeepontrying · 14 January 2017 at 4:25PM

Only been out to watch DS play footy this morning and not planning on going out again now for rest of the day. Got a meat and potato pie prepared for dinner - it's freezing cold here with snow forecast for later so hearty food is needed! NSD no. 10 for me today.