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11 years a slave - end of my journey from £103,500 in debt

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  • Wow that’s truely encouraging. Makes feel a lot better. I was disheartened when coming to do review that after starting dmp 3 years ago with just over £41,000 of debt I’d only got it down to just short of £29,000. But you’ve truly inspired me and my debt is now a river rather than the ocean it was. I will be debt free by hook or crook in no more than 3 years! Well done.
  • Teacher2
    Teacher2 Posts: 547 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    My goodness me, what an inspirational post. How many people wallowing in debt would benefit from reading this? You have focussed on the nitty gritty here: truth, reality, will power and self denial and have identified the true goals: freedom and independence. 'Stuff' has nothing to appeal like autonomy.

    Well done.

    I do note from your posts that your excellent level of written English and accuracy of expression denote that you are of above average intelligence so perhaps added maturity and experience were always going to see you right in the long term.
  • Congratulations on your journey and on being debt free. If only such extensive debt wasn't so easy to fall in to!
  • What an amazing achievement. You rock! :T
  • Owen1991
    Owen1991 Posts: 77 Forumite
    Eighth Anniversary 10 Posts
    That's amazing, enjoy living debt free :)
    Mortgage Start - £188,714 | Overpayments Made - £0
  • Wow, I thought I must have owed the most ever, nearly £60k. Next month will be my last payment on my DMP after 7 years of struggle. Ironically I'm completely new to this forum but great to read other success stories! I may post one myself soon... Congratulations ☺️
  • Congratulations. I hope to join you in being debt free (apart from mortgage) in 2018
  • Brilliant story. You are a true inspiration. All the best for 2018 to you.
    Emergencies account: £500/500
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    We'll all get there on our DFW journey - just keep plodding through it all. I've had redundancy, death, car accident - all sorts of lifes up and downs but I will not give up. And sometimes you empty the lake with a teaspoon and other times with a water pump!
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    As a newbie starting out on my own journey to being debt free, this post has really inspired me and given me a lot of hope.
    I read something the other day (which coincidentally is my reason for joining this forum today) which read 'when someone dies, their debts die with them' and realising how hard it hit me that I thought at times that might be my only way out.

    Thank you so much for your post - I will be coming back to read it quite often.

    Luna
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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