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Mark
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Any redress you might win from a successful complaint would be a pre-bankruptcy asset sent to the Official Receiver for redistribution to your former creditors .
Bankrupts cannot gain personally from PPI complaints.
Sorry.0 -
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Just in case you fancy your chances anyway and don't want to read the link, you can't complain about it either, making a complaint about it rests with the OR.Non me fac calcitrare tuum culi0
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Just in case you fancy your chances anyway and don't want to read the link, you can't complain about it either, making a complaint about it rests with the OR.
And don't even think of using a claims firm as they'll probably lie about it being your money (they shouldn't take on cases with bankrupts anyway but hey) and then demand a % of any refund even though all the money will go to the ORSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Claims Firms know full well not to accept bankrupt clients as any redress definitely goes direct to the Official Receiver. It's only those using other debt relief programmes who need to be careful signing up with CMCs...0
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Moneyineptitude wrote: »Claims Firms know full well not to accept bankrupt clients as any redress definitely goes direct to the Official Receiver. It's only those using other debt relief programmes who need to be careful signing up with CMCs...
They shouldn't no, doesn't mean they won't, bet it wouldn't take long to find cases on here of firms taking on bankrupt.
Indeed a quick search turned up this one where a customer was told by a CMC that the bankruptcy wouldn't matter and she could still claim PPI
https://forums.moneysavingexpert.com/discussion/5319344
and another
https://forums.moneysavingexpert.com/discussion/5455648Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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