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Pay ALL your debt off by Xmas 2017

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  • September Update

    #87 Paid £891.62 in September making totals £8670.87/£10,000

    Thanks Muppet :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Paid off £615.11 split between the two credit cards. Making me up to 1070.86/1500. I have car MOT, service and insurance next month will most likely will be going on CC2 so will damage limitation.
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Captain_Bluebear
    Captain_Bluebear Posts: 213 Forumite
    Part of the Furniture Debt-free and Proud!
    edited 30 September 2017 at 8:34AM
    Good morning everyone!

    Just a quick update with my figures. Another £100 paid to my last debt. So that leaves me at #66 £2439/£2889

    A mere £450 left to go!!!! Really hoping I can wipe a lot of this out next payday due to a pay adjustment meaning I'll be paid 6 weeks money rather that 4 weeks.

    I really had hoped I'd have cleared all of this by now but I made the decision several months ago to up my payments to my work place pension. (I was paying the minimum 1%) I upped it to the maximum 5% and my employer is very generously putting in 10%. So with this in mind, I'm not too distressed that this £450 is still hanging over me....I'll get there!

    I've also upped my payments to my workplace credit union to £100 per pay period...I'm quite pleased with myself that I've managed to leave this alone for months without having to draw on it!

    Hoping everyone have a great weekend!

    Bear.
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another new month = new figures :D

    Oct's figures: total paid is £302 - meaning YTD total is £11635/ £10k for #15 :D
    Running update:

    (OH) VW 13166 - repay min 3612/ Oct paid 302/ YTD Paid 3020 (83.6%)
    (me) Sains 5852 - repay min 3564/ Oct Paid 0/ YTD paid 5852 (164%) :j
    (OH) Next 973 - repay all 973/ Oct Paid 0/ YTD Paid 973 (100%) :j
    (OH) PO CC 350 - repay all 350/ Oct Paid 0/ YTD paid £350 (100%) :j
    (Jt) Tax Cr 1444 - repay all 1444/ Oct Paid 0/ YTD paid £1444 (100%):j
    Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 11635 (116.3%)

    Paid £456 OP to BTL mtge, too

    Have had to put 2 big and unexpected house purchases (new fridge freezer and new shower - total c. £2k) on 0% cc this month. Suspect will still have (most) of this new debt at end of year - so will start the NY with it in the totals then
    2018 will see us without any debts except the BTL mtge by the end of the year, I am determined!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent £60 towards the Halifax brings my total to £4185.26 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Rounded down the account sent £24.50 towards the Halifax brings my total to £4209.76 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #46 with another £5 please Muppets
  • cmc_entertainment
    cmc_entertainment Posts: 338 Forumite
    Part of the Furniture Combo Breaker
    edited 3 October 2017 at 8:17AM
    #128

    Paid £2073 so far in September.

    Creditors 10 / 21

    Total creditors paid off: 10

    MONTHLY TOTALS
    Jan paid off: £1550 - 9.69% - 1 creditor cleared.
    Feb paid off: £965 - 6.68% - 1 creditor cleared.
    March paid off: £1428 - 9.44% - 1 creditor cleared.
    April paid off: £1037 - 8.6% - 0 creditors cleared
    May paid off: £1127 - 10.23% - 2 creditors cleared
    June paid off: £927 - 10.33% - 1 creditors cleared
    July paid off: £1292 - 17.45% - 5 creditors cleared
    August paid off: £1668 - errm% - 1 creditors cleared
    September paid off: £2073 - errm% - 1 creditors cleared

    YEARLY TOTAL
    Total paid off this year: £12,067 / £16,000 - 75.42%

    Creditors unable to comply with s77 request 1 / 2.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    £50 for me today. Slowly slowly but will get there in the end.:):D

    #16 2890/4300

    Thanks muppets

    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    £3.34 towards the Halifax brings my total to £4213.10 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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