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Pay ALL your debt off by Xmas 2017
Comments
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September Update
#87 Paid £891.62 in September making totals £8670.87/£10,000
Thanks Muppetxx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Paid off £615.11 split between the two credit cards. Making me up to 1070.86/1500. I have car MOT, service and insurance next month will most likely will be going on CC2 so will damage limitation.01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120000 -
Good morning everyone!
Just a quick update with my figures. Another £100 paid to my last debt. So that leaves me at #66 £2439/£2889
A mere £450 left to go!!!! Really hoping I can wipe a lot of this out next payday due to a pay adjustment meaning I'll be paid 6 weeks money rather that 4 weeks.
I really had hoped I'd have cleared all of this by now but I made the decision several months ago to up my payments to my work place pension. (I was paying the minimum 1%) I upped it to the maximum 5% and my employer is very generously putting in 10%. So with this in mind, I'm not too distressed that this £450 is still hanging over me....I'll get there!
I've also upped my payments to my workplace credit union to £100 per pay period...I'm quite pleased with myself that I've managed to leave this alone for months without having to draw on it!
Hoping everyone have a great weekend!
Bear.0 -
Another new month = new figures
Oct's figures: total paid is £302 - meaning YTD total is £11635/ £10k for #15
Running update:
(OH) VW 13166 - repay min 3612/ Oct paid 302/ YTD Paid 3020 (83.6%)
(me) Sains 5852 - repay min 3564/ Oct Paid 0/ YTD paid 5852 (164%) :j
(OH) Next 973 - repay all 973/ Oct Paid 0/ YTD Paid 973 (100%) :j
(OH) PO CC 350 - repay all 350/ Oct Paid 0/ YTD paid £350 (100%) :j
(Jt) Tax Cr 1444 - repay all 1444/ Oct Paid 0/ YTD paid £1444 (100%):j
Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 11635 (116.3%)
Paid £456 OP to BTL mtge, too
Have had to put 2 big and unexpected house purchases (new fridge freezer and new shower - total c. £2k) on 0% cc this month. Suspect will still have (most) of this new debt at end of year - so will start the NY with it in the totals then
2018 will see us without any debts except the BTL mtge by the end of the year, I am determined!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Sent £60 towards the Halifax brings my total to £4185.26 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Rounded down the account sent £24.50 towards the Halifax brings my total to £4209.76 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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#46 with another £5 please Muppets0
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#128
Paid £2073 so far in September.
Creditors 10 / 21
Total creditors paid off: 10
MONTHLY TOTALS
Jan paid off: £1550 - 9.69% - 1 creditor cleared.
Feb paid off: £965 - 6.68% - 1 creditor cleared.
March paid off: £1428 - 9.44% - 1 creditor cleared.
April paid off: £1037 - 8.6% - 0 creditors cleared
May paid off: £1127 - 10.23% - 2 creditors cleared
June paid off: £927 - 10.33% - 1 creditors cleared
July paid off: £1292 - 17.45% - 5 creditors cleared
August paid off: £1668 - errm% - 1 creditors cleared
September paid off: £2073 - errm% - 1 creditors cleared
YEARLY TOTAL
Total paid off this year: £12,067 / £16,000 - 75.42%
Creditors unable to comply with s77 request 1 / 2.0 -
£50 for me today. Slowly slowly but will get there in the end.:):D
#16 2890/4300
Thanks muppets
LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
£3.34 towards the Halifax brings my total to £4213.10 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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