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Pay ALL your debt off by Xmas 2017

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Comments

  • #128

    Paid £1668 so far in August.

    Creditors 10 / 21

    Total creditors paid off: 10

    MONTHLY TOTALS
    Jan paid off: £1550 - 9.69% - 1 creditor cleared.
    Feb paid off: £965 - 6.68% - 1 creditor cleared.
    March paid off: £1428 - 9.44% - 1 creditor cleared.
    April paid off: £1037 - 8.6% - 0 creditors cleared
    May paid off: £1127 - 10.23% - 2 creditors cleared
    June paid off: £927 - 10.33% - 1 creditors cleared
    July paid off: £1292 - 17.45% - 5 creditors cleared
    August paid off: £1668 - errm% - 1 creditors cleared

    YEARLY TOTAL
    Total paid off this year: £9994 / £16,000 - 62.46%

    Creditors unable to comply with s77 request 1 / 2.
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another new month = new figures :D

    Sept's figures: total paid is £546 - meaning YTD total is £11333/ £10k for #15 :D
    Running update:

    (OH) VW 13166 - repay min 3612/ Sept paid 302/ YTD Paid 2718 (75.2%)
    (me) Sains 5852 - repay min 3564/ Sept Paid 0/ YTD paid 5852 (164%) :j
    (OH) Next 973 - repay all 973/ Sept Paid 0/ YTD Paid 973 (100%) :j
    (OH) PO CC 350 - repay all 350/ Sept Paid 0/ YTD paid £350 (100%) :j
    (Jt) Tax Cr 1444 - repay all 1444/ Sept Paid 244/ YTD paid £1444 (100%):j
    Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 11333 (111.3%)


    Holiday (Oct) is on 0% cc at the mo, but will be cleared before year end and am therefore not counting it :p
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Megano
    Megano Posts: 324 Forumite
    Payment of £50.00
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
  • I don't have a number, but I've paid my first £250 today! Also had words with my lovely loan shark (aka my mum) and asked her to stop enabling me, she cleared the last CC for me which I still haven't paid her back.
    Taking on the world one debt at a time!!!

    Buy my car outright £0/£3300
    Buy a caravan £0/£7500
    Replace house windows £0/£5000
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Evening all,

    #006 checking in with £15801.06/14,539.71 please muppets :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Fab1986 wrote: »
    Hi can i please join my target is £7500 loan payments and car finance want it done asap but need help as fell behind so advice would be useful aswell prefferably 1-1 advice if anyone can help me

    Hi Fab and welcome. You are # 165.
    You can ask away in this thread and get advice from all of us, or by all means send me a pm and i'll see if I can help you. x
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Ariel2013 wrote: »
    Hi! Please can I join? I have £849 that I need to pay off my credit card before Christmas. It's not going to be easy especially with Christmas getting closer but I'm going to try, Thanks!

    Hi Ariel2013 and welcome, you are #166. x
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Can I join this please? I know I am not going to pay all my debts off my credits by xmas but...I am hoping to pay £700 off CC1 and £500 off CC2 by 31st December! I get paid tomorrow so first payments will be made then!

    Hi fruitloop04 and welcome, you are #167. A good start on your target. x
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    GalRob wrote: »
    Have finally decided to reach into savings to pay off credit card - resisted this for ages but I've finally decided it is the most sensible thing. I managed to pay off one credit card and an overdraft without using savigns but if I truly want to be debt free before Christmas, which I really do, I needed to just use some of my savings pot on this last credit card.

    Happy to say that I am now debt free!! Amazing feeling :)

    #134 checking in with £3672.27/£3672.27

    Now to concentrate on rebuilding my savings pot and continuing to save for a deposit on a first home with my husband.

    Good luck to everyone and massive thanks to muppets for running this challenge!:T
    CONGRATS GalRob
    Good luck with rebuilding the savings and saving for a house deposit. xx


    [FONT=&quot]:starmod::staradmin#[FONT=&quot][FONT=&quot]134[/FONT][/FONT] [/FONT]GalRob :staradmin:starmod:
    Joined on 29th Jan 2017
    Debt free on 26th Aug 2017

    Total cleared - £3,672.27
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I've not been posting but I've been reading well done everyone. I've paid £913 since I was last on here that seems such a lot and I am so grateful to Muppets for the inspiration. I won't be debt free by Christmas and I'm only going to pay the minimum now for a while but i can see the end in sight. I have had a job sadly it looks like I may lose it but hey ho. Well done people. I am trying to get a lodger any ideas? I hated air B n B it was so stressful.
    Sorry to hear about the possible job loss :sad: Glad to hear you can see the end is in sight, paying the minimum is better than nothing at all, you will get there. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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