We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2017

1108109111113114201

Comments

  • Money_Rollercoaster
    Money_Rollercoaster Posts: 247 Forumite
    edited 5 April 2017 at 9:03AM
    OK, managed to squeeze another £18.75 off the CC ...

    #136 Money Rollercoaster £ 946.47/£ 2.896.47 32.7%


    I've dropped the monthly payment to £100 for May to December, so by then the balance should be £1,150.


    I've bumped up my savings so when December rolls around, I should be in a position to pay the remaining balance before Christmas.
    174 BPM >> CC Balance (0%) -£3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£19,803.74 - Target DFD Nov 2020
  • River.Bee
    River.Bee Posts: 97 Forumite
    Fifth Anniversary 10 Posts Photogenic
    Hello, is it too late for me to join?
    I want to pay off half of my debt by this Christmas so my target would be £1720

    My first challenge *nervous smile*

    Thank you!
    03/03/2020 - The Re-Beginning of the End
    Credit Card Total Debt: £5525
    £0 paid - 0%
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    43 pounds found to pay off today.

    #16 1650/ 4300

    Slowly but surely will clear this debt this year.:rotfl:


    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Congrats Bumble bear xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Eltee12
    Eltee12 Posts: 768 Forumite
    Mortgage-free Glee! Debt-free and Proud!
    Afternoon


    Updated total £468/£1,968 = 23.78%


    El
    2018 AFD 23/240
    2018 CCC #11 £38.40/£250
    Mortgage-free since 2013

    Debt-free since Nov 2017
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all!

    Some fantastic totals coming in :D

    #006 checking in with £3130.97/£10000. please muppets
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • NewMeNewLife
    NewMeNewLife Posts: 187 Forumite
    Sixth Anniversary 100 Posts
    edited 6 April 2017 at 6:38PM
    A bill was much less than expected, therefore I have another £200 to add to my total!! :dance:

    #123 £3,800/£7,000 (54%)
    Emergency Fund: £300 / £1,000 (30%).
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    #006 checking in with £3205.97/£10000 please muppets :D
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy Thursday folks

    100 pounds off for me today

    #16 1750/4300

    Have a nice day :rotfl:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Hi Muppets

    I'd like to join in please, my target is 3418.57 by Christmas 2017.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.