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Pay ALL your debt off by Xmas 2017

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Comments

  • Megano
    Megano Posts: 324 Forumite
    Muppets - in typical me fashion it turns out I had my figures totally wrong.
    Can I start again with the new figure of £5052.
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
  • pennies_from_Heaven
    pennies_from_Heaven Posts: 207 Forumite
    Part of the Furniture Combo Breaker
    Checking in with another payment (this time the loan)


    Making my totals:-


    #74 - £1959.34/£7000 =27.99%
    LBM 1.1.16 = £27096.59 - now £17,020.38

    Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74
    Paydbx 2016 - £6487.31/£7000 = 92.67% - number 74
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Loan for windows and doors has came out bye bye £134

    Brings my total to £1638.50 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all :D

    I'm back from wonderful Bruges so:

    #006 checking in with £2635.10/£10000 please muppets :D
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Mikaelsonfan
    Mikaelsonfan Posts: 10 Forumite
    #104 Checking in

    Only a small amount to oay, it feels like I'm not getting anywhere but at the same time I don't want to overpay and then be left at the end of the month with nothing to buy food.

    So just a small update £790/£4500

    Thanks
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Hello, I was due to pay £100 today but noticed I was so close to a nice round number so found another £3 from my food budget this week:

    #118 £861 / £4861 (17.71%)


    My house fund hasn't increased this month, I thought it was better spent re-listing our flat, 5 months now it's been on the market :( If we can get that sold I'll have another £250ish a month to throw at my debts. Hopefully this will help!
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • Bumblebear
    Bumblebear Posts: 105 Forumite
    Wedding Day Wonder Debt-free and Proud!
    #051 Bumblebear - paid another £499; balance is now £0.00!!!!!

    Whilst I started out with a "smaller" figure for this challenge, I've had CC debt of £1000-£7000 for the last 10 years, and have never fully cleared it. I've always done something stupid like got it down to the hundreds, then within a couple of months it's crept up again. It's been a long, slow, boring journey but I am very grateful to everyone on the forums sharing their experiences and knowledge; it's given me that final push to change my awareness and attitude.
    Debt free as of 28/03/2017 (just don't ask about the mortgage :rotfl:)
    Lover of sewing and biscuits, hater of traffic jams and credit cards
    3-6 Month Emergency Fund Challenge #78 £0/£5,670
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done bumblebear xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Bumblebear
    Bumblebear Posts: 105 Forumite
    Wedding Day Wonder Debt-free and Proud!
    Thank you abba :) now to start saving! I figure I can't miss what I've been paying out on repayments so that's a good starting point
    Debt free as of 28/03/2017 (just don't ask about the mortgage :rotfl:)
    Lover of sewing and biscuits, hater of traffic jams and credit cards
    3-6 Month Emergency Fund Challenge #78 £0/£5,670
  • FeelingPeachy
    FeelingPeachy Posts: 18 Forumite
    Congratulations Bumblebear!

    I got £8 back from the work syndicate today (which we are stopping, totally not worth it!), so I've rounded it up to £10 and overpaid the loan. Totals now:

    £1139.46/£8302.47 13.7%
    Pay ALL your debt off by Xmas 2017: Number 115 - Total now £2448.88/£8302.47 29.49%
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