We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2017
Comments
-
Muppets - in typical me fashion it turns out I had my figures totally wrong.
Can I start again with the new figure of £5052.Virgin Money £0/£1445
TSB £0/£659.53
BOM £0/£1480
Tesco £8.36/£4647.26
Total £8.36/£8231.79 0.101%0 -
Checking in with another payment (this time the loan)
Making my totals:-
#74 - £1959.34/£7000 =27.99%LBM 1.1.16 = £27096.59 - now £17,020.38
Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74
Paydbx 2016 - £6487.31/£7000 = 92.67% - number 740 -
Loan for windows and doors has came out bye bye £134
Brings my total to £1638.50 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning all

I'm back from wonderful Bruges so:
#006 checking in with £2635.10/£10000 please muppets
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
#104 Checking in
Only a small amount to oay, it feels like I'm not getting anywhere but at the same time I don't want to overpay and then be left at the end of the month with nothing to buy food.
So just a small update £790/£4500
Thanks0 -
Hello, I was due to pay £100 today but noticed I was so close to a nice round number so found another £3 from my food budget this week:
#118 £861 / £4861 (17.71%)
My house fund hasn't increased this month, I thought it was better spent re-listing our flat, 5 months now it's been on the market
If we can get that sold I'll have another £250ish a month to throw at my debts. Hopefully this will help! Total debt at LBM = £4861.03
DFBXmas2018 #91 - £3342 / £3500 (95.4%)
HTB ISA - £0 withdrawn for house purchase!
Wedding Fund £2550 / £50000 -
#051 Bumblebear - paid another £499; balance is now £0.00!!!!!
Whilst I started out with a "smaller" figure for this challenge, I've had CC debt of £1000-£7000 for the last 10 years, and have never fully cleared it. I've always done something stupid like got it down to the hundreds, then within a couple of months it's crept up again. It's been a long, slow, boring journey but I am very grateful to everyone on the forums sharing their experiences and knowledge; it's given me that final push to change my awareness and attitude.Debt free as of 28/03/2017 (just don't ask about the mortgage :rotfl:)
Lover of sewing and biscuits, hater of traffic jams and credit cards
3-6 Month Emergency Fund Challenge #78 £0/£5,6700 -
Well done bumblebear xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
-
Thank you abba
now to start saving! I figure I can't miss what I've been paying out on repayments so that's a good starting point Debt free as of 28/03/2017 (just don't ask about the mortgage :rotfl:)
Lover of sewing and biscuits, hater of traffic jams and credit cards
3-6 Month Emergency Fund Challenge #78 £0/£5,6700 -
Congratulations Bumblebear!
I got £8 back from the work syndicate today (which we are stopping, totally not worth it!), so I've rounded it up to £10 and overpaid the loan. Totals now:
£1139.46/£8302.47 13.7%Pay ALL your debt off by Xmas 2017: Number 115 - Total now £2448.88/£8302.47 29.49%0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards