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Pay ALL your debt off by Xmas 2017
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Muppets - in typical me fashion it turns out I had my figures totally wrong.
Can I start again with the new figure of £5052.Virgin Money £0/£1445
TSB £0/£659.53
BOM £0/£1480
Tesco £8.36/£4647.26
Total £8.36/£8231.79 0.101%0 -
Checking in with another payment (this time the loan)
Making my totals:-
#74 - £1959.34/£7000 =27.99%LBM 1.1.16 = £27096.59 - now £17,020.38
Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74
Paydbx 2016 - £6487.31/£7000 = 92.67% - number 740 -
Loan for windows and doors has came out bye bye £134
Brings my total to £1638.50 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning all
I'm back from wonderful Bruges so:
#006 checking in with £2635.10/£10000 please muppets:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
#104 Checking in
Only a small amount to oay, it feels like I'm not getting anywhere but at the same time I don't want to overpay and then be left at the end of the month with nothing to buy food.
So just a small update £790/£4500
Thanks0 -
Hello, I was due to pay £100 today but noticed I was so close to a nice round number so found another £3 from my food budget this week:
#118 £861 / £4861 (17.71%)
My house fund hasn't increased this month, I thought it was better spent re-listing our flat, 5 months now it's been on the marketIf we can get that sold I'll have another £250ish a month to throw at my debts. Hopefully this will help!
Total debt at LBM = £4861.03
DFBXmas2018 #91 - £3342 / £3500 (95.4%)
HTB ISA - £0 withdrawn for house purchase!Wedding Fund £2550 / £50000 -
#051 Bumblebear - paid another £499; balance is now £0.00!!!!!
Whilst I started out with a "smaller" figure for this challenge, I've had CC debt of £1000-£7000 for the last 10 years, and have never fully cleared it. I've always done something stupid like got it down to the hundreds, then within a couple of months it's crept up again. It's been a long, slow, boring journey but I am very grateful to everyone on the forums sharing their experiences and knowledge; it's given me that final push to change my awareness and attitude.Debt free as of 28/03/2017 (just don't ask about the mortgage :rotfl:)
Lover of sewing and biscuits, hater of traffic jams and credit cards
3-6 Month Emergency Fund Challenge #78 £0/£5,6700 -
Well done bumblebear xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thank you abba
now to start saving! I figure I can't miss what I've been paying out on repayments so that's a good starting point
Debt free as of 28/03/2017 (just don't ask about the mortgage :rotfl:)
Lover of sewing and biscuits, hater of traffic jams and credit cards
3-6 Month Emergency Fund Challenge #78 £0/£5,6700 -
Congratulations Bumblebear!
I got £8 back from the work syndicate today (which we are stopping, totally not worth it!), so I've rounded it up to £10 and overpaid the loan. Totals now:
£1139.46/£8302.47 13.7%Pay ALL your debt off by Xmas 2017: Number 115 - Total now £2448.88/£8302.47 29.49%0
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