2017 mfw

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  • medusasmummy
    medusasmummy Posts: 158 Forumite
    First Anniversary Combo Breaker Debt-free and Proud!
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    Hi all :)

    Everyone is doing really well :T My OH has finally been paid up to date and has also had his expenses reimbursed which were absorbed in February as we didn't think he would get them. So a bit extra to overpay this month :j

    #108 reporting OP of £700 in march please

    :T Keep it going guys :T
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    edited 7 March 2017 at 12:35PM
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    Hello! Number 29 reporting £446.24 OP for March! Thank you!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • hildosaver
    hildosaver Posts: 360 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
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    Hello - number 52 calling in with a £500 overpayment this month.
    I am insane and have 4 mortgages - total mortgage debt £200k. Target to zero = 10 years! (2030)
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
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    Fantastic efforts everyone :T Keep up the great work :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    Combo Breaker First Post
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    #123 with another small OP of £70.36 thanks to a £co payout and train delay refunds. Total OP for March now £2,649.04.


    Thanks hidden! :)
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • chocoholic_chick
    chocoholic_chick Posts: 666 Forumite
    Debt-free and Proud!
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    Afternoon all!

    I hope it's not too late to join this years challenge? I've been a member in previous years, and managed to overpay our old mortgage by over £10,000 over the years. We have recently completed on our new house which means our mortgage has increased somewhat to £144,000 :o So obviously I want to get back on the overpayment band wagon!

    I'm going to aim for £3,000 OP's this year as we have a fair amount to spend on the house. Nothing structural thankfully, but still expecting to be at least £4,000 we will need to spend.

    Have already got the ball rolling with a modest £100 OP for March. Had a fair bit to pay out this month so not sure how much more I'll be able to manage, but hoping I can find some money to make at least one more.

    Good luck everyone!
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Fairweather76
    Fairweather76 Posts: 2 Newbie
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    I've just joined the forum and am making my away around it, this really is fascinating stuff. Keep at it all. May post my own predicaments in due time.
  • becky170
    becky170 Posts: 857 Forumite
    Name Dropper First Anniversary First Post
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    #7 with an overpayment of £300 this month. Our fix ends this month so from next month our normal payment will be £250 less which means we'll be overpaying by at least £250 from now on :)

    Thanks hiddenshadow
    Mortgage-free wannabe #66 £105/4000
  • e4rly
    e4rly Posts: 66 Forumite
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    No. 67 reporting over-payments for February and March, at £600 each. So £1,800 in total for 2017 so far...
  • User1489
    User1489 Posts: 400 Forumite
    First Post First Anniversary
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    I took a loan (cheaper than my mortgage for the same life as my mortgage) so I overpaid £15k.


    I guess that's me done for this year as I hit my mortgage OP goal.


    However, I will be tracking that I save up the same amount as originally wanted to OP in cash so I can overpay on 01/01/18 straight away...


    MvM
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
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