2017 mfw

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  • freshcotton
    freshcotton Posts: 223 Forumite
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    No 30
    Additional payment of £100
    Total now £3,200.

    Thanks again
    Mortgage Start - August 2013 £145,000 ************ Balance at April 2017 - £59,000

    Target - Overpay by £2,500 each month ************** Mortgage free by December 2018!
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
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    HoplessCase wrote: »
    Hello all - I'd really love to join if it's not too late??

    Mortgage as of Jan 1st 2017: £311,626.09

    2017 Overpayment Target: £31,162.61

    Thanks!

    Welcome! You're #106.

    Happy to add in Jan/Feb payment figures if you have them, or just start fresh for Feb.
  • michelle09
    michelle09 Posts: 912 Forumite
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    #84 with £200 extra for February. :)

    (February total: £341.48)
  • Lomcevak
    Lomcevak Posts: 1,023 Forumite
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    #11 with an OP of £600 for Feb, making £1,200 for the year to date :)

    Minor correction for the spreadsheet too, my target is £10k this year not £12k
    £40k-in-’23#18 £78,628.29/40,000 (196.57%)
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
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    Miss Pinky here checking in with lots of activity!

    Jan - £500 overpayment made
    Feb - £500 overpayment made. This was the month that I also start my new product which means I can pay over 10% per year. Now, what I didn't realise is that this means I pay 10% of the 'opening balance' that they gave me initially. So..... they gave me £80,723 in 2015 so I can overpay £8072, this is despite me only owing them £67,588.

    My mortgage payment are also dropping from £409 to £385 so I have applied to see if I can reduce the term to 15 years which will bring my payments back up to £440 (approx) so just waiting to hear if that goes through.

    So, this means I have a new target between now and Dec to pay £6054 which is £672 per month.

    So to cut through all this information....

    Number 15 - Miss Pinky
    Overpayments
    Jan £500
    Feb £500
    Remaining year aim to pay £672 per month (which will be a huge task!)
    Total tartget - £7054
    MFW #15
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
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    hello
    £1024.13 for #80 in Jan
    thx
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Hi Hiddenshaddow, many thanks[/FONT][/FONT][/FONT][/FONT][/FONT]

    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]No 27 checking in with another o/p of [/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]£43.46 making total f[/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]or February £366.49[/FONT][/FONT][/FONT][/FONT]

    #27 £1365.26/£2400
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • ajmoney
    ajmoney Posts: 6,241 Forumite
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    No 70 reporting another OP of £28.26 taking February's total to £670.36, thanks
    MFW 2024 No. 7 £500/£1200 MFiT-T6 No. 70 £15420.41/£22787.04
  • LadyGnome
    LadyGnome Posts: 801 Forumite
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    No. 42 reporting another £15.50 of OP so Feb total so far is £85.50
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • runninglea
    runninglea Posts: 907 Forumite
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    Hi 1st repayment of the year

    £1700 for number 88
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700
    Total paid 2017 year £15,300Total paid 2018 year £13,600
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