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No money for food until payday?

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  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 9 December 2016 at 3:31AM
    Well you shouldn't really make assumptions about people you don't know.

    I went from a very low paid weekly job that was about £2 more than weekly benefits.
    I also lived for a full year below the level of benefits I'd have got had I been signing on.

    I managed because I knew things would get better. They often do when you're working.

    Interesting point about every possibility being possible. If it wasn't possible, it wouldn't be a possibility would it. :rotfl:

    That aside, you should have noticed I made suggestions and allowed for it not working by mentioning an alternative. I did that all through the post.

    you also said it was a few decades ago. £2 was worth a lot more than it is now.
    Its not about how you coped its about how the OP will cope.

    Quote "I went from a very low paid weekly job that was about £2 more than weekly benefits.
    I also lived for a full year below the level of benefits I'd have got had I been signing on." so you got a job that paid £2 more than benefits yet lived a year below the level of benefits?
    Make your mind up, it cant be both
  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    baza52 wrote: »
    you also said it was a few decades ago. £2 was worth a lot more than it is now.
    Its not about how you coped its about how the OP will cope.

    Quote "I went from a very low paid weekly job that was about £2 more than weekly benefits.
    I also lived for a full year below the level of benefits I'd have got had I been signing on." so you got a job that paid £2 more than benefits yet lived a year below the level of benefits?
    Make your mind up, it cant be both



    *also* is the word which separates that particular sentence from the previous one... ;)
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    baza52 wrote: »
    you also said it was a few decades ago. £2 was worth a lot more than it is now.
    Its not about how you coped its about how the OP will cope.

    Quote "I went from a very low paid weekly job that was about £2 more than weekly benefits.
    I also lived for a full year below the level of benefits I'd have got had I been signing on." so you got a job that paid £2 more than benefits yet lived a year below the level of benefits?
    Make your mind up, it cant be both

    Perhaps you need to get out more.

    You never heard of a job that with expenses as a result of going to work left one with less money than benefits and not going to work?

    Seriously?

    Isn't that a part of what we've just been talking about, that there may be expenses through going to work that are not incurred on benefits?
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Perhaps you need to get out more.

    You never heard of a job that with expenses as a result of going to work left one with less money than benefits and not going to work?

    Seriously?

    Isn't that a part of what we've just been talking about, that there may be expenses through going to work that are not incurred on benefits?

    I don't need to get out more at all.

    Have you never seen any posts here where going to work with all its related expenses pays very little above the level of benefits?
    Its all very well if you can get a high paid job but minimum wage and frequently zero hours contract jobs are reality for a lot of people.

    Its all very well siting on the moral high ground but working many hours for £10 - £20 a week is not always desirable.
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A lot of your replies suggest you could do this or you could do that.

    If the OP had access to a credit card or a short term overdraft or could get to work for free then why are they asking for help?

    None of your posts actually help the OP.
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    baza52 wrote: »
    Have you never seen any posts here where going to work with all its related expenses pays very little above the level of benefits?
    Yes.

    Did the OP say that this would be the case or did they ask only about how to get through to payday?
    Its all very well if you can get a high paid job but minimum wage and frequently zero hours contract jobs are reality for a lot of people.
    I was in low paid work, I told you that. But I was still better off than if I'd been on benefits after a period where I was worse off than on benefits.
    Its all very well siting on the moral high ground but working many hours for £10 - £20 a week is not always desirable.
    Well that depends on the individual. 40 hours a week on £10 an hour instead of JSA? Yes please.And yes, it may not be 40 hours a week.

    But for every person who decides it's not worth going to work for that bit extra, there are more people who are working for that bit extra and they consider it worth it. I was one.
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    baza52 wrote: »
    A lot of your replies suggest you could do this or you could do that.
    Well it's true. Something might be possible. If it's not, then try something else instead. If that doesn't work, then how about this?
    If the OP had access to a credit card or a short term overdraft or could get to work for free then why are they asking for help?
    Because they might not have considered it. Or they might not know that a free overdraft is often fairly standard these days. Or they might be at a credit limit but having the prospect of a wage might increase that limit.
    None of your posts actually help the OP.
    Unlike yours which basically say to forget about it. That's very sad.
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well it's true. Something might be possible. If it's not, then try something else instead. If that doesn't work, then how about this?


    Because they might not have considered it. Or they might not know that a free overdraft is often fairly standard these days. Or they might be at a credit limit but having the prospect of a wage might increase that limit.


    Unlike yours which basically say to forget about it. That's very sad.

    Its not sad, its realistic.
    If the OP has no access to a credit card or an overdraft and has no option but to pay for travel what do you suggest?
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    baza52 wrote: »
    Its not sad, its realistic.
    If the OP has no access to a credit card or an overdraft and has no option but to pay for travel what do you suggest?
    I and others have made several suggestions. You seem convinced that they absolutely don't have credit to call upon.

    Everybody starts work and has to wait for wages. Most people manage in different ways. How about you suggest some instead of telling them it's impossible? That's the part that's sad; you being so discouraging.
    If the OP had access to a credit card or a short term overdraft or could get to work for free then why are they asking for help?
    This so reminds me of people who say "if I had money in the bank do you think I'd be claiming?" when the rules allow them to have several thousand ££ in the bank and there are numerous threads on this site where people do have funds and are claiming.

    Here's another idea. A budgeting loan. The OP has not actually got a job to start yet. Perhaps the OP can think of something for which a loan would come in handy - travel costs, things to help look for work, clothing etc and apply for it...then he or she has some funds to call upon in the event.

    Ah, I hear you say, but they may not have been claiming for the required time or they already have a debt that means they can't get another one.

    But perhaps they may qualify. Still, if you want to put them off trying, go ahead. :(
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I and others have made several suggestions. You seem convinced that they absolutely don't have credit to call upon.

    Everybody starts work and has to wait for wages. Most people manage in different ways. How about you suggest some instead of telling them it's impossible? That's the part that's sad; you being so discouraging.

    This so reminds me of people who say "if I had money in the bank do you think I'd be claiming?" when the rules allow them to have several thousand ££ in the bank and there are numerous threads on this site where people do have funds and are claiming.

    Here's another idea. A budgeting loan. The OP has not actually got a job to start yet. Perhaps the OP can think of something for which a loan would come in handy - travel costs, things to help look for work, clothing etc and apply for it...then he or she has some funds to call upon in the event.

    Ah, I hear you say, but they may not have been claiming for the required time or they already have a debt that means they can't get another one.

    But perhaps they may qualify. Still, if you want to put them off trying, go ahead. :(

    I'm not putting anyone off, just pointing out that your original suggestions might not apply in the OPs case.

    The OP says "I am trying to save up but it is hard since I am moving and need to buy a duvet and also save up for train tickets for my appointment at a hospital." so to me that would suggest they have little resources to fall back on.

    As for people having funds in the bank I'm one of those people lol. Just because I could cover myself it does not mean everyone can.

    The budgeting loan is the only decent suggestion you have posted. You failed to mention they have to have been claiming benefits for 26 weeks to be eligible for one.
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