The "Save 12k in 2017" Thread!

Westie983

ada-or-ardor wrote: »

Everyone is doing so well, go us! All these people talking about retirement, it must be so exciting! I am only 28 so a long way to go, but I'm already counting down the years....!

I get paid tomorrow and won't be going out today so can confidently declare £450.00 saved from my January wage, which is my monthly target for the first half of the year. By being part of this group, I haven't dipped into my December savings, which is quite miraculous really: Christmas is all paid up, I even paid for a flight for a friend's hen do that I hadn't budgeted for this month, and with all the socializing and whatnot at this time of year, I'm super happy that my savings are in tact in the first month of 2017

Ada

Yay go you, its good when you can say Christmas is paid for upfront and not having to dread that January credit card bill hitting the doormat..

Cottage_Economy

I'm declaring for January, as all of my direct debits are now out.

1/12th of my £4,000 target (£334) has been successfully tucked away in addition to saving a small additional sum towards filling up my oil tank in the summer. :j

Also paid a whole £7.50 overpayment on my mortgage as it was hovering just over a major number and I wanted the psychological boost of seeing it under that

Lived mostly out of the cupboards and freezer and will continue to do so for February. Little bit of share dividend was in there as well.

Spreadsheet updated.

Sebrof89

Declaring £820.05 for January as that's all my direct debits came out now!

A good start to the year.

H2B ISA - £200
Reg saver - £200
S&S ISA - £80
Other - £340.05

frugal90

frugal90 - number 151 declaring £4110 towards target.

72 % saving rate from income received so pleased with that, won't be so good next month as we received RHI payment this month to help on income side. Also had a very quiet xmas as full of flu.

onwards

Jo_Blogs

Good to see everyone doing so well :T:T. Keep it going

nikki2804

I'm late as always, can I join please? I'm aiming for £3000. A low amount but I'm a skint mature student :rotfl::rotfl:

Doing well so far this month so fingers crossed that that continues.

cydney65

Number 83 checking in.

I'm declaring £335.05 for January which is a pretty good start. I'm trying to sell some bits to make more money, so hopefully I can keep up the momentum

Keep going everyone

CydneyX

kittenkicks

Number 075 checking in also!

Not been as frugal as usual this month, mostly down to birthdays and a trip away costing a little more than expected.

Still quite happy that I've saved £1,791.46 in Jan so far though.

This is likely to be the last month I'm able to save such a big amount as I'm so tired from working two jobs... been contemplating jacking both in and living off the savings pot I've accrued so far! Got to think of the bigger picture though I suppose!

jacci45

No 56 reporting...£546.25....must do better!

RichyRich

Declaring for January.

Got a few transfers to move a bit about but they're all scheduled and at month end my position will look like this:

Tesco Current: £763
FD Regular: £600
BofS Vantage: £5,000
TSB Regular: £3,000
TSB Classic Plus: £1,500
Natonwide Regular: £1,500

Total balance across all accounts: £12,363

Starting balance: £12,976.79

Saved to date: £-613.79
Still to save: £12,613.79

This was totally expected. I put all my spending on a credit card and clear the balance in full each month. My January bill always takes a beating because of Christmas and my wife's birthday. It's also my broadband renewal date (and I pay line rental in advance), paid for my next term of Spanish lessons, and we went away over New Year so it includes all my spending from that. I don't separate my "Save £12k in 2016" savings from my "Anticipated Expenditure" savings - and I'm not actually as far behind as I expected.

All being well I should get my annual bonus in Feb, which should put me on a firmer footing.

Onwards and upwards!