Whiplash claims

no1catman

Some people seem to think, that doing a claim for whiplash injury, is risk-free. After all it's no-win, no fee so what could go wrong!

Well, if it's 'fundamentally a 'dishonest claim' here's a recent example -

http://www.walesonline.co.uk/news/wales-news/whiplash-liars-busted-playing-rugby-12258692

Stoke

no1catman wrote: »

Some people seem to think, that doing a claim for whiplash injury, is risk-free. After all it's no-win, no fee so what could go wrong!

Well, if it's 'fundamentally a 'dishonest claim' here's a recent example -

http://www.walesonline.co.uk/news/wales-news/whiplash-liars-busted-playing-rugby-12258692

To be fair to them, it's not always the claimants in the wrong. My girlfriend had a car accident a few years ago, and within hours of the incident, her own insurance company phoned her and said something along the lines of "right, Miss W, we've already set you up a medical ciaim with our partner firm Something and Something Partners, they have your number and they will contact you within the next day or two to see how to proceed". My girlfriend actually had to ask them not to do it, although I advised she go ahead as I was acutely aware that no amount of money for her vehicle was going to cover her losses. She didn't go ahead.

Zola.

Back problems cant be disproven, but playing bloody rugby is a sure way to not get the claim.

WHAT A PLONKER

Franz_Ferdinand

Stoke wrote: »

To be fair to them, it's not always the claimants in the wrong. My girlfriend had a car accident a few years ago, and within hours of the incident, her own insurance company phoned her and said something along the lines of "right, Miss W, we've already set you up a medical ciaim with our partner firm Something and Something Partners, they have your number and they will contact you within the next day or two to see how to proceed". My girlfriend actually had to ask them not to do it, although I advised she go ahead as I was acutely aware that no amount of money for her vehicle was going to cover her losses. She didn't go ahead.

It is always the claimant in the wrong.

no1catman

Zola. wrote: »

Back problems cant be disproven, but playing bloody rugby is a sure way to not get the claim.

WHAT A PLONKER

Maybe not, but it's what you claim are the consequences, and can you live up to them.
Often, with high claims with loss of earnings etc., the claimant will be investigated. I remember on Claimed & Shamed - one guy took a taxi too the claims doctor, staggered in with a crutch, and out again, after several yards of that - walked normally to a nearby car got in and drove off! Dismissed and paid costs.

Stoke

Franz_Ferdinand wrote: »

It is always the claimant in the wrong.

Okay, let me rephrase. Yes, the claimant is wrong.... but as with the example of my girlfriend, they are egged on by slimey ambulance chasing lawyers who usually team up with insurance companies.

Plus, throw in the fact that insurance payouts are poor, and premiums are so high, people often need that 'whiplash money' to buy their new car.

Franz_Ferdinand

Stoke wrote: »

Okay, let me rephrase. Yes, the claimant is wrong.... but as with the example of my girlfriend, they are egged on by slimey ambulance chasing lawyers who usually team up with insurance companies.

Plus, throw in the fact that insurance payouts are poor, and premiums are so high, people often need that 'whiplash money' to buy their new car.

I don't think my insurance premium is particularly high and most over value their car. Ok they try it on with their first offer but that Almera offer last night was bang on.

ratrace

Just like anything in life, people will abuse the system if they think they can get away it, I can remember a chap who was claiming disability benefits saying he could not walk far was in pain etc... then he got caught running up and down a football pitch for 90mins was orderd to pay it all back

I agree there are company's out there encouraging people to put in a wippy etc.. but we should also look at our own morals, ive got no sympathy for people who deliberately try to scam the system, as far as im concerned the judge should throw the book at them

Footballers avoiding tax
fake whiplash claims
mp's expenses
where does it end

If i can live an honest life so can everybody else

Stoke

Franz_Ferdinand wrote: »

I don't think my insurance premium is particularly high and most over value their car. Ok they try it on with their first offer but that Almera offer last night was bang on.

Mine isn't particularly high either, but I've spent years getting it as low as it is now. When I was 18, I paid over £1200 a year to be insured on a terrible car and that meant a lot of my money was going towards that.

As for the car payout. I totally disagree. People don't overvalue their cars, people immediately look for the same car and when they can't find one of the equivalent standard, they then realize their payout is poor. You found two Almera's, one that was knackered (spares and repair) and one which I didn't look at on AutoTrader. I'm sorry but if my perfectly good car gets run up the !!!! by some inconsiderate driver, I expect the insurance to payout enough to either replace the car or mend it. I've had this discussion on here before. Why should I have my perfectly good car taken away from me, because some spotty 21 year old loss adjuster thinks he can knock off a few quid for his employers?

No. Not for me. Perhaps to stop this happening, insurance companies should simply offer to find a second hand replacement of equivalent quality. I bet they wouldn't fancy that..... knowing full well it's quite hard.

Franz_Ferdinand

Stoke wrote: »

Mine isn't particularly high either, but I've spent years getting it as low as it is now. When I was 18, I paid over £1200 a year to be insured on a terrible car and that meant a lot of my money was going towards that.

As for the car payout. I totally disagree. People don't overvalue their cars, people immediately look for the same car and when they can't find one of the equivalent standard, they then realize their payout is poor. You found two Almera's, one that was knackered (spares and repair) and one which I didn't look at on AutoTrader. I'm sorry but if my perfectly good car gets run up the !!!! by some inconsiderate driver, I expect the insurance to payout enough to either replace the car or mend it. I've had this discussion on here before. Why should I have my perfectly good car taken away from me, because some spotty 21 year old loss adjuster thinks he can knock off a few quid for his employers?

No. Not for me. Perhaps to stop this happening, insurance companies should simply offer to find a second hand replacement of equivalent quality. I bet they wouldn't fancy that..... knowing full well it's quite hard.

I didn't find any knackered almera. Found a perfectly good one for £249 same year.

Stoke

Franz_Ferdinand wrote: »

I didn't find any knackered almera. Found a perfectly good one for £249 same year.

With the engine management light on?