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RBS Account Termination Letter

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Comments

  • whambam
    whambam Posts: 526 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    mcpitman wrote: »
    People break agreements all the time. Far as I am concerned if they don't play by the rules then why should we. It's time we show them who is boss. They don't even use lawyers to verify their credit agreements, which are void.



    The issue is the credit they approved me doesn't exist I was sold a belief that it exists.

    The law states that there has to be a valid terms and conditions of a contract NOT an agreement to be a valid debt. Plus they require to supply you with the correct paperwork, which they don't have therefor operating illegally.

    Just because there called RBS or Barclays doesn't mean they are experts and have everything checked and audited. Too many people are frightened to face them.

    Live above them not under.


    Yet another amazingly ignorant statement, i'm out.

    It's reality.

    As they say, you can't argue with stupid people, they will bring you down to their level and beat you with experience.[/QUOTE]

    It's called common law not statues which we have not consented to but enforced on his by dictator government.
    Nasqueron wrote: »
    Anyone who believes in "freeman of the land" or talks about "legal names" and all the other so called common law guff isn't worth arguing with, people like that believe they can pick and choose bits to follow and quote meaningless nonsense like talking about admiralty courts so you'll end up getting wound up

    We are not picking and choosing just more away of our human rights as majority of people have been brainwashed to think they have total authority over us while decent debt lawyers will say different.

    Thousands of people credit agreements pre 2007 were void they have been acting illegally for years and getting away with it.
    redux wrote: »
    The bank are entitled to take the action described in the original post.

    However there is presumably still some debt remaining after this setting off, and they will be looking to recover this as well.

    Though you aren't looking forward to it, it will be easier in the long run to talk to them about this than practice some unconvincing or not relevant diversionary arguments elsewhere, like here.

    At some stage they may appoint another firm to handle this on their behalf. Even then it isn't impossible to talk to RBS if things aren't going well with that firm, and perhaps get the agent changed.

    Anyway, they are used to helping people who are struggling, and I suggest contact them.

    http://personal.rbs.co.uk/personal/life-moments/Struggling-financially.html

    If not, try the various charities such as Stepchange or National Debtline. They can help you assess how much you can afford to pay each month, and (if youmwish) act as an intermediary between you and the bank.

    You are missing the point. Why negotiate when they do not have the correct paperwork or treat you as a human being with difficulties

    Yous have all got to realise that bank DO NOT CARE about you but your details and profiting from your interest and bank charges. They rather you pay them that feed your kid for gods sake.
  • Bogalot
    Bogalot Posts: 1,102 Forumite
    edited 7 December 2016 at 7:47PM
    whambam wrote: »
    Yous have all got to realise that bank DO NOT CARE about you but your details and profiting from your interest and bank charges. They rather you pay them that feed your kid for gods sake.

    A bank is a business, businesses operate in order to make profit. I doubt this is news to any responsible adult.

    Feeding your children is no one's responsibility but your own.
  • whambam
    whambam Posts: 526 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    yeah ONLY for Profit not a service anymore.
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