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The Great NSD December Challenge!
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NSD number 11 for me.
There are only 4 more days left and I will have 2 spending days due to social activities so once again 15 days elude me 
Funny being gluten free, as I rarely to buy special products, so I haven't eaten any mince pies and last had cake on 23/12. No choices here either. Tomorrow I will go 'treats' hunting...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)0 -
NSD no 15 today.
Think that is my second target done I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Up to 15/15 now....I'm feeling so ill I've not even been tempted by the sales!2019 fashion on a ration 0/66 coupons0
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NSD 9 yesterday:)0
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Not one today as was out for a rather lovely lunch.
Had budgeted for it but it was slightly over budget!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi all
NSD 10 yesterday0 -
Not a NSD today as I went out to spend my Christmas money on some Clarins Eau Dynamisant, and bought a few other bits and pieces whilst I was in town. I should be able to get a couple more NSDs because I shall be at work for the next three days, and my purse will be confined to quarters at Chateau Nargle.
I sorted out the fridge yesterday and squeezed a load more things in the freezer, so some serious meal planning will be done.One life - your life - live it!0 -
Here's January's challenge:
https://forums.moneysavingexpert.com/discussion/55784480 -
NSD no 16 today I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I had NSDs 24th, 25th, 26th, and today - taking me to 15 NSDs. I had some rather big spends yesterday though... will go and think of a January challenge House fund: ~£5000 / £10,000
_£1000 emergency fund #208 - £151.74/ 1000 _ 0
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