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Which card to use - overseas

On my previous trips to Canada I have used mainly Virgin Pre-paid card and Debit card as when needed.

Seen that Travelex Supercard being a good card to use, with its charges.

Does this card work in the same manner as the Pre-paid or is there another card linked to access funds for payments/withdrawals at ATMs/etc.

One worry I have about the Travelex, as this maybe used once in 1 or 2 years, from their site a charge is made for inactivity for 12mths or more.

Or should I stay with Virgin.

Thanks

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